Help! $750 Mystery ACH Transaction

Date: Fri, 01/15/2010 - 07:24

Submitted by anonymous
on Fri, 01/15/2010 - 07:24

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Total Replies: 1

I finally had my PDL's under control - knocked out a few of the illegal guys (I'm in CA) thank to the tips on this forum. I have 3 left and will have them paid/gone in the next month. What I didn't do - and regret - is closing my bank account. Today I logged on to see my account and there's a pending transaction for $750. My bank said the only info they have, until it clears tomorrow, is that it's from "CCS" and is described as a loan payment. There is no phone number listed. They said I have to wait until tomorrow to pull in the fraud department and it will take up to 10 days to get my money back. Does anyone know what "lender" this might belong to?? I have all my loans mapped out and there is not a single one that has a payoff amount even close to this. Help!

All you can do is dispute it with your bank and have the payment

All you can do is dispute it with your bank and have the payment reversed. This is a typical situation and unfortunate consequence of not closing your account. I understand why you didn't so I'm not scolding you, I am just using this as an example for others who may be considering NOT closing their accounts.

What has probably happened; an illegal lender either changed their pdl name, used a sister company of theirs, or are disguised as a collection agency. The problems which occur when these illegal lenders obtain personal account information is they share it with other companies, some they are affiliated with some they aren't. They are nothing more than criminals, it might be a year down the road when you think you have everything worked out with these lenders and paid in full when BAM they will hit your account again out of the blue!

lrhall41

Submitted by Shazzers on Fri, 01/15/2010 - 07:29

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