Internet Pay Day Loans
Date: Wed, 09/12/2012 - 17:26
Please tell us what state you are in. How much was borrowed from
Please tell us what state you are in. How much was borrowed from each lender and the amount paid back so far. The illegal loans you are only morally responsible for paying the principal only, no interest or fees and you very well may be due a refund. In the forum section, there is a link to how to deal with the lenders. Follow every step and close your bank account and open a new one so that no more money can be debited from it.
Payday Loans
I live in California. All of the loans were taken out via Internet.
1) Discount Advances borrowed $1,300.00 paid $767.00
2) Zip19, borrowed $1,300.00 many times. Always paid back $1,560.00. This loan paid zero back so far.
3) Everest, borrowed $700, paid $840.00
4) Lakota Cash, borrowed $ 500.00, paid $450.00
5) Sandpoint, borrowed $300, paid $180.00
6) Ameriloan, borrowed $ 400, paid $270.00
I have no problem paying back the money in full, but the fees every payday are taking my entire check. I can repay over next 6 months. Suggestions? HELP!
what might help
The first thing you shiuld do is go into your bank and open a new account that is not linked with the old account(the one the lenders have) let your bank know that there have been unauthorised ach debits and/or disputed charges on the old account and that you would like that account to have a hard debit block placed on it. the account is closed as a result.you will need to move your funds to the new account. next, do some research and find a payday loan debt consolidation company asap. do not take your time on this as you will want to get the ball rolling so they can negotiate with your lenders before they start harassing you when they cannot take payments from you. some popular ones are payday loan assistance and destination debt solutions. Ihad a positive exoerience with the latter one. good luck.
According to the Licensed Payday Loan Sites by State all of your
According to the Licensed Payday Loan Sites by State all of your lenders are illegal. You do not have to contact a payday loan consolidaton company. You can do this on your own. As stated previously, follow the steps on how deal with the illegal lenders.
Where can I find the steps to deal with these illegal payday len
Where can I find the steps to deal with these illegal payday lenders? Will they report on my credit burea and will they contact my employer? Thanks for your help!
go to forums section, click on payday loan help, under that ther
go to forums section, click on payday loan help, under that there is a link on how to deal with unlicensed lenders