illegal pdl

Date: Mon, 02/25/2013 - 11:28

Submitted by anonymous
on Mon, 02/25/2013 - 11:28

Posts: 202330 Credits: [Donate]

Total Replies: 4

I have had multiple online payday loans. Recently i have been unable to make the payments so I followed the blog on your site and closed my checking and advised each one to only contact me through email. I asked each one to provide me with an address to send them payments too. I also advised them not to phone me. I was contacted today by allied financial ca. Asking to set up.payments. I had them give me their address and asked for a collection letter to be sent. I live in Iowa. Online payday loans are illegal here because they are not licensed here. What is the next step I should take? I intend to repay the principle amount I borrowed but dont have it right now.

I would just ignore and tell

I would just ignore and tell your work you have been a victim of fraud.

lrhall41

Submitted by HelpinAZ on Tue, 02/26/2013 - 13:20

( Posts: 1870 | Credits: )

answer

I have closed my bank account. sent all the lenders emails with the illegal information ltr included. I will provide the lenders and amounts in next post. I have only heard from two lenders. Castle payday is having allied financial phone me at work. Not sure who the other is. Think it may be netpdl. Leaving me messages on my work phone saying I need to call them back right now before it goes to legal.

lrhall41

Submitted by anonymous on Tue, 02/26/2013 - 09:03

( Posts: 202330 | Credits: )

wage assignment

I did revoke wage assignment and ach authorization. When allied financial ca phoned they said it didnt matter if pdl was illegal in iowa because i still took the loan. Asked thm to send collection letter. If I receive one Should i send the request for validation?

lrhall41

Submitted by anonymous on Tue, 02/26/2013 - 09:14

( Posts: 202330 | Credits: )

Did you follow all of the

Did you follow all of the steps in this link - like revoking ACH authorization and wage assignment.. http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html

Who are your lenders? How much borrowed? How much already repaid to date? We can help you figure out what you may still owe - remember that when you set up the payment arrangements you are in control.

lrhall41

Submitted by HelpinAZ on Mon, 02/25/2013 - 14:42

( Posts: 1870 | Credits: )