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My friend is deep in debt. She has been getting payroll advances for months now. She is at a point now that she is going to one place for an advance to pay another. Is this even legal? How can she get out of this evil loop of advance fees? I want to help but I am not sure where to begin. Please help.

We live in ohio

Sub: #1 posted on Tue, 09/02/2008 - 20:15


Is she working, can she get a second (or third) or higher paying job? Has she sat down, worked out a budget, and cut out all expenses except for ABSOLUTE necessities? Those few little steps, while sounding like no-brainers, are sometimes the LAST that people think about rather than the first. Then with the increased pay/savings, she can start paying them off and getting OUT of payday loan hell.

Sub: #2 posted on Wed, 09/03/2008 - 07:26

smo65d11 smo65d11

(Posts: 1468 | Credits: )

She is working 60 hours a week and has a famliy at home. I don't know if she can physically take a third shift job. I agree she has to cut all unneccesary expenses.

Sub: #3 posted on Wed, 09/03/2008 - 09:47


welcome i know it's hard,but if you can have your friend provide
the following.

1)the names of the pdl's
2)how much borrowed from each
3)how much paid total to each include all rollovers

if she can get that info for us they might not be so bad off.
i agree about unecessary things,but that doesn't excuse the pdl's.all they want is to keep you in debt.

Sub: #4 posted on Wed, 09/03/2008 - 11:10

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15512 | Credits: )

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