I'm so embarrassed to even admit this but I have 14 pdl's out right now. Most of them are internet loans and 4 are storefront loans. What I need help is knowing my rights and if anyone has had any experiences good or bad with the following companies. I'm thinking of filing Chapter 7 bankruptcy and want to know what I should tell these companies in the meantime. I live in Ohio
Storefront Loan Companies
Check Into Cash
Cash Inn LLC
One Step Cash
Instant Loan Today
Also I need help with addresses of Dollar Quik, One Step Cash, Arrowhead, Cash Today, and TJF Corp if anyone has this information.
I have almost $7,000 in PDL debt and I'm so overwhelmed. If anyone has any advice to offer It would be very much appreciated.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.