advice on the following 3 PDL (in HELL)

I'm trying to decide what to do about the following 3 loans.

Cashnetusa - original loan amt $650 on 5/24
paid - 256, 204, 185, 193, 151, 198, 159, 205 = 1551
additional advance - 140, 89, 235, 213, 94 = 771 + 650= 1421
still owe $450

peppercash - original loan $500 on 5/27

06/10/2011 $175.00 finance fee

06/24/2011 $175.00 Returned item (Non-Sufficient Funds)

07/08/2011 $175.00 finance fee

07/22/2011 $175.00 Returned item (Non-Sufficient Funds)

08/12/2011 $225.00 ($50.00 principal balance + $175.00 finance fee)

08/26/2011 $207.00 ($50.00 principal balance + $157.50 finance fee)

9/9 $190

I paid the returned items via NCS, when I got an email from them saying how much I owed.
$258.40 + 192.50 (I did not authorize the 2nd payment, I called them and tried to dispute) =
1422

paydayloanyes - original amount $200
paid $60
(had another loan with them, already paid it and got another one)

I live in North Carolina, now.
Cashnetusa and peppercash - I was living in Kansas when the loans were originally taken out.

I work in a high profile job, I do not want to risk losing my job if I choose not to pay anymore and they start calling my work.

Is it possible to call them and set up a payment plan to extend them payments out over a couple months?

I've not heard of anyone successfully doing that. I realize I could close my checking account and send them letters, but again I risk losing my job.

Now that i see how much I've paid, I under stand where all my money is going!!