A possible tactic used by P.D.L. and their C.A.

I've been dealing with a payday loan mess for about 6mo. with 9 lenders.The reason I am making this post,is I am wondering if anyone else has this suspicion.In my correspondence via E-mail with the O.C. and their C.A.'s some of them have also sent attachments with their E-mails which I opened (I do not open attachments from unknown senders and I do have a basic virus scan for these) Soon after opening these attachments,I have noticed my computer is slower,freezes up and ect.I came to this conclusion after I recieved a call from a Rebeeca ? from a "Skinner Prossecing Service" who she said their clients firm name is "S&S" ( I've never dealt with a P.D.L. by this name) from phone # 408-999-0364 (my local area code).Said she was coming to my place of employment within the hour to serve me "papers" (funny thing is, I've never heard of a server calling beforehand to let you know they are coming. They want the suprise factor.) Checked out this # with Number Investigator.com and it showed me on a map of the general area this call came from and in that same area is the main S.B.C. telephone switching center.So I called that # and what I got at the other end of the call is what sounded like a fax machine tone.(so I figure they are using caller i.d. spoofing software with a Magic Jack) Just to be on the safe side,I went to my county,s Superior Court,s calender for Small Cliams,entered my name and a 6mo. time span and it came back as "no record found". So after this I know they were B.S. me and no one ever showed up to serve me.So to sum this up. If they are going to stoop to thse kind of tactics,what would stop them from also including a virus in thier attachments as a way of "getting even".The following is alist of O.C. and C.A.,s that I have recieved attachments from:Lomardo,Davis and Goldman,Zip19,N.C.A. and Flobridge