what to do next?
Date: Sat, 10/13/2012 - 08:34
I spoke to the AG office yesterday, and I will be sending them all info pertaining the pdls. I asked her if the huge amounts of money I paid on the previous loans under the same pdl name could be put towards current loans and she said she didn't think so.. but again she stated she is not a legal person. Anyway I don't want to pay these horrible people more... So being embarrassed about doing multi loans and in dire health at the time, I did....
JHS MARKETING loans total $650.00 total paid to them $1030.00 nothing paid on recent loan... my bank reversed the payment.. now closed
ARCHWAY HOLDINGS loans total $950.00 total paid to them $1552.50
$52.50 paid on recent loan.
CUTTER GROUP loans total $750.00 total paid to them $1140.00
nothing on current loan...my bank reversed the payment..now closed
US FAST CASH loans total $1450.00 total paid to them $1975.00
nothing on current loan..my bank reversed the payment. now closed
So again I am asking, can all the over payments from previous loans be put towards the current principle loans? Because if I can, I do not owe them anything..
And how do I state it to them that I am not paying them anymore. They have been more than paid back..
The harassment calls have started at work... and in emails...
I need to have the right format to send them that I am not giving them any more money if I don't have too and that all info is being turned over to the AG, FTC, BBB, MA Division of Banks, and the AG wants me to send a complaint to the FBI.
Any input would be most appreciated. My health is as at risk right now and the stress of this is making my heart condition worse..
Thank you...
sorry if this doubled, not sure what I did...
I didn't see your prior postings, don't know what state you are
I didn't see your prior postings, don't know what state you are in.
I would recommend you review the stickies that are posted at the top of the forum. They address about everything you just asked about.
As for settling your current debts vs. what you already paid out, just tell them what you told us. They will try to brow beat you. Don't take it personally or let it upset you.
This is now a negotiation. Your leverage is determined by the laws of your State. if they are not licensed....you are in control.
Insist that they do not call you at work or you will cease cooperating with them. They must be respectful of your time or you will not work with them. Stay polite but matter of fact.
Revoke authorization for ach debits for all affiliated bank accounts if you haven't already done so.
MOD NOTE....SIGNATURE LINE REMOVED...POSTER SELLING A SERVICE THAT WE PROVIDE FOR FREE
Follow the link in my signature line for full instructions on ho
Follow the link in my signature line for full instructions on how to deal with illegal loans.
