Looks like you all were wrong - all loans are legal since you signed

Hello it seems there was a miscalculation on the part of you. I sent out my letters to the lender saying they were illegal and that my bill is gone. Essentially I said I am refusing to pay my bill. The lender kindly said that your experts are wrong and that I had to pay the bill. He even offered me a reduced bill. I balked at the offer. I used the extra money to pay for items my deadbeat former self wanted. Crack, hashish, and video consoles. This was the life.
Things change, however. The sheriff called me up and told me I owed a bill. I told the sheriff he was wrong. Some debt experts in the Internet said, after all then, i was served a summons at my work for check fraud, collateral fraud, violation of thefts, robbery, deception, and fraud by theft.
I was thrown in a cell. Not treated too kindly either. I was violated and turned into a career criminal, snorting coke off the guards for money. All because I decided not to pay my loan. Then came trial. The judge sentenced me to 13 years hard labor in a maximum prison. It was brutal. The other prisoners viewed me as a piece of garbage for committing fraud and not paying my bill. I was violated every day and night, beaten and raped. Then came judgement day: the sheriff took my wife and kids into custody for aiding in the committing of a crime. My wife and kids sat in cuffs for months. My father and mother were next. Now I have raised a family of jail birds all because I didn't pay my bill. They were all raped in prison for lack of bill.
Lesson learned, pay your bill or see your wife and kids violated and put in cuffs