several payday loans
Date: Sun, 02/10/2013 - 11:58
Ok, you need to let us know
Ok, you need to let us know who you loaned with, how much the loans were and what you've actually paid in. I'm assuming you're in NY? You also need to close your bank account and get a new one, because as soon as your lenders know that the gravy train has stopped, they will start hitting your bank account .
Take care to close your bank
Take care to close your bank account before anything else. Don't make any further payments.
Payday lending is prohibited
Payday lending is prohibited in NY. You owe principal only. As you have already overpaid them, so ask them for a refund immediately. But it depends on their discretion whether or not to return back your money.
Your best bet is to send them
Your best bet is to send them the letters in the guide (in my sig) and ask for a refund. It's unlikely but this will show them you know they're illegal.
