United Cash Loans Help
Date: Sat, 07/28/2012 - 14:07
Now, back to UCL. I currently have a loan out with them for $600 and I have already paid $540 in 3, $180 installments (4/27/12 , 5/25/12, 6/22/12) and I was currently able to get them to move my next payment until 8/24 because I need some breathing room to get my bonus at work. However, I do not want to pay the $780 balance in August after already paying them $540. Any suggestions to get firm and effective with UCL. When I called to get the date push back the "supervisor" seemed cool but I am sure I can be more effective via email.
Instead of using the generic form, is there something else I can hit them with since I have probably paid thousands of dollars in extra interest.
Finally, They still have my address and employer as my old job in NY, but I have been in FL for the last year and this current loan I took out in Florida.
Ok I am done now, lol.......any advice
You should be getting a refund from the other lender and then go
You should be getting a refund from the other lender and then going ahead and using part of that refund check to pay off the remaining balance to the principal on your other loan. In NY all payday loans are illegal as are unlicensed internet lenders.
So do I send LoanShopOnline demanding another refund? in what am
So do I send LoanShopOnline demanding another refund? in what amount? the entire interest or just excess interest of $225?
United Cash Loans are NOT licensed in Florida nor would they hav
United Cash Loans are NOT licensed in Florida nor would they have been licenced in NY State. Follow the link in my signature line for how to deal with illegal loans. I wouldnt give them another penny.
GREAT. I will do what I did with Loanshop and get UCL off of my
GREAT. I will do what I did with Loanshop and get UCL off of my back. With the refund process with Loanshop, Should I be requesting a refund for the excess interest or just the amount after principal.
Also have open loans with:
Integrity Advance
Ameriloan
Are those licensed in Florida as well?
With illegal loans, you only owe principal...no fees, no interes
With illegal loans, you only owe principal...no fees, no interest. However getting a refund is a crap shoot.
Ameriloan.....Illegal tribal loan
Integretiy...DE based....pretty sure illegal.
you should request one for every bit over the principal you paid
you should request one for every bit over the principal you paid. threaten them with FCC reporting. if its tribal or illegal internet they will mostly give it. offshore lender will almost never give a refund.
united cash loans question
I to have a loan with them, and am scheduled to pay $390 on Oct 26.. No fraud has occured as of yet, but i am concerned about what im reading here about them..is this happening to everyone, and what should be my next steps then to protect myself