CONFUSION

Your state laws are the ones that they are bound by. They will tell you differently , but they are wrong. Your state laws prevail.

Oh thank you for clearing that up-now I can plan my next move.

Go ahead and plan. These pdls will tell you anything, but now you are armed with the correct information. Keep us posted.

Ok i just thought of another question-What do they mean by first party recoveries dept?

Reba, it could be just their fancy term for "collection department" which is the guy sitting next to him that will call and tell you you're going to jail if you don't pay.

These people will tell you ANYTHING. Don't let them rattle you. They HAVE to follow YOUR state's laws. They will argue with you.

I have filed a complaint with the BBB and now I am off to file with the Illinois Attorney General.

I receive an e-mail back here it is:
(name removed. cannr)
Go ahead and file your complain what your going to tell them that you broke a contract that you signed with us.

And again the loan was taken out in the state of new mexico not the state of illinois,no your acct will not be marked paid in full it will be marked refuse to pay.

Yes our office will be contact your home and your place of employment to get in touch with you to get this matter resolve.

Sincerely
Liz Rolland
ambassdor finanical recoveries dept

I am trying to be civil but it is frustrating. What should my next plan of action be? Any suggestions?

typical pdl,go ahead file.illinois AG is one who will go after pdl's.especially those that threaten and harras illinois citizens.these pdl's make me laugh. :lol: :lol:
i do have one question,did you send DV AND C&D letters,if so file asap.

I did send a cease and decist letter through their e-mail but of course they told me that they were a 1st party recoveries dept. Not sure what that meant and that they will continue to call. But I will send another along with the DV.

Liz Rolland needs a grammar and spelling class.

I am sorry, but when an email especially one that is trying to come off as "serious" is chock full of typos, it loses credibility. Just shows their level of intelligence.

Have you confirmed that they are even licensed on New Mexico as they claim to be?

doesn't matter,if they are calling your employer,they have to comply with a C&D at least to that extent.file your AG complaint.

Yes the are license in New Mexico, I checked. And I will resend the cease and desist letter along with DV. Thanks for the info

yes,in illinois pdl's have to be licensed in illinois because of the usury laws.it doesn't matter if they are licensed everywhere but illinois.i being from here know that very well.

Hey VB Mom....you took the words right out of my mouth. These so called emails and/or letters are probably coming from the same person who is sending the monies to our bank accounts. I always laugh when I read them. They are SO not from anyone who has any sense of business. You you should read the ones that come from Star Advance. I swear to good God that they are looking up the English equivalent of what they are trying to say as they type. The command of the English language is NOT their forte! I have learned so much from using this board that now I can laugh at these things. I still have two hold outs that I am dealing with but I am sure, given enough time, and enough rope, they too will hang themselves.

I thought that Nationwide was not licensed?

They have license in New Mexico under the name of Ambassador Financial D/B/A Nationwidecash.com

I need help I just got a phone call from them I just defaulted on a loan Friday now they are saying I am committing fraud "ach Fraud" and I owe them 670 and they want it or they are going to prosecute. and he hung up on me. The loan was for 400 I paid back 120 I need some advise I am feeling a bit sick at this point and can't think straight