941-961-8518 - threatening calls from American Credit Services

It's more than likely that these are scammers and they might not even be located in the United States, I've had to deal with this type myself. Depending on what type of threats they were making, it might be a good idea to contact your phone company or, if the situation warrants, the police. But as I say, they're probably not even in this country. If it were me, I'd keep a log of when they call and what they say, just for my own info. You might want to check w/ your state Attorney Generals' office and any State financial regulatory agency as to laws they have regarding this type of call.

Don't answer the phone. Don't talk to them. This is a scam and if you engage, they'll keep harrassing you. File the FTC and AG complaints but they're in India so they won't get you anywhere.

I appreciate it. I was unnerved at first when I heard the message because it was threatening and the persons accent sounded Russian. Once I did my research online though, I realized that it was a complete scam. I'd just love to see these guys get nailed, since all the posts online indicate its been an ongoing problem for the last 6 months.

Is it just me or does it seem like this site is receiving a large amount of complaints regarding these bogus attorneys/collection agencies lately? Wonder if it's the economy, if more people are wising up that they don't have to be trapped by PDL's, are the PDL companies getting nervous, or what?

i got a call from american credit services this morning too, but my phone rang at 6:20am, i knew it wasnt a collection agency so i answerd it, low and behold it was acs, she said i am calling on behalf of a law firm and i need your attorney information because we are filing legal papers on monday. i told her she is not from a law firm, she assured me she was, i said no law firm in their right mind would be violating fdcpa by calling somone at 6:20 in the morning. i told her i was sueing the sh&t out of their company and hung up.

it just makes me mad i cant really do anthing because i highly doubt they are even in the united states. they have been calling me for months leaving those 15 minute scripted messages on my answering machine, every time either the number is blocked or i call the number back and its disconnected.

Have you tried contacting your telephone provider and complaining? Just a thought.

bastoops - I responded to your other message that you posted (same message as here) - if this company has an American address, you can indeed "do something". If they are an American-based company, they are subject to American laws under the FDCPA.

I too have just started getting phone calls from these idiots yesterday.
First they call my cell phone and then they immediately call me at work.
I just let both go into vm and don't answer.
This guy can barely speak English and is calling himself Christopher Alexander. I think not!!!
The # on my caller id is 941-961-8518 and the # he leaves to call back is 415-200-0263.
He claims this is a very urgent matter and I need to call him back with my retained attorney.
He says if me or my attorney don't call back, good luck and God bless.
What an a _ _ hole!
Does he really think people are going to call him back and fall for this crap?

I just got the same type of call from the 941 number. I told her I notified the FBI---She said I dont care---you will get fired over this------Imagine if I was someone who wasn't savy and i paid the $6000 they asked for---Something needs to be done---can we trace that phone number?

You can trace it, but I would bet the farm that it is spoofed on your caller ID. If it is in service, there is some poor soul on the other end getting tired of pizzed off people calling and yelling at them!

Pachacutec - i noticed that, too - from experience and on this board i am seeing more and more scammers coming out of the woodwork. i guess it is because we left our personal info out there on the web :(

yeah the numbers go back to cell phones and unlisted numbers. the other day i had 3 diffrent messages from them and all 3 listed a diffrent number to call back. i called back all 3 numbers and all of them went to fax machines. its almost like they dont want me to call back so they can keep leaving me those stupid messages.

I find it interesting that this lowlife actually read you your Miranda rights; isn't it only police officers who do that? I mean, if "you have the right to remain silent," aren't they in essence saying you don't have to talk to them? :)

(I know, these calls CAN be scary at first, but after I got a few of them, they were SO melodramatic, I actually had fun talking to the people!

i agree, at first i was really scared, than i was bothered, now i am slightly amused.. i do just ignore and avoid the calls, though which seems to work the best.

So I got a call from this guy who colled himself Don or John Johnson, not quite sure due to his thick Indian accent. I couldn't help but laugh at the lack of creativity in such a generic name by a scammer. I looked up American Consolidation Services and saw that it was based in Florida, and then ran a reverse look up on the phone number, and it came from San Rafael, CA (415) 223-7576. Then I checked the web for similar scams via google and landed myself here. Good luck to all, just wanted to post my story too.

EXACT QUOTE FROM MY V.M

MESSAGE FOR APPLE PREXXXX, APPLE THIS IS ZACH WILSON CALLING FROM LEGAL DEPARTMENT OF ACS,AND THE REASON FOR MY CALL IS TO MAKE YOU AWARE THAT THERE IS A LAW SUIT FILED AGAINST YOUR NAME AND YOUR SOCIAL SECURITY #, YOUR SOCIAL IS XXX XX XXXX, AND YOUR SOCIAL IS UNDER FRAGILE INVESTIGATION, AND YOUR DRIVER LICENSE AND YOUR STREET ADDRESS ARE ALSO UNDER STATED INVESTIGATION. SO MAKE SURE PRESTON GIVE ME A CALL BEFORE WE TAKE ANY LEGAL STEPS AND REVOKE YOUR LICENSE AND DOWNLOAD THIS CASE IN THE COURT HOUSE. CALL ME BACK ON MY NUMBER 646-918-5986 I REPEAT 646-918-5986 GET BACK TO AS SOON AS YOU SEE MY VOICEMAIL, YOU CALL ME BACK ON MY NUMBER I REALIZE ANYTHING GOES WRONG SO CALL ME BACK ON MY # AND LOOK FOR OFFICER ZACH WILSON. THANK YOU HAVE A GREAT DAY GOD BLESS YOU...FYI MY NAME IS APRIL NO APPLE....


I got a payday loan in June of this year; I fell into a financial hardship and was not able to pay it off, leaving a balance of 600.00 on my account. I called the payday loan company, Cash Net USA, and made payment arrangements. Then I got a call at work from an unavailable # 000-000-0000, a man with a strong Indian accent answered, I asked who was calling and he wouldn’t tell me so I hung up. I got two more phone calls within 5 minutes so I blocked the number. Then he left the message. I immediately called the number he gave back (646-918-5986) because he had my address, telephone #, date of birth and social security #. I spoke with I think her name was Michelle, she stated she was the supervisor for Zack and that Cash Net USA forwarded my account to her because I didn’t pay my balance, I tried to explain that I already made payment arrangements with the other company but she wouldn’t listen to me. She was very rude and said I’m just trying to do my job, if you don’t want to pay the balance with us you can go to court on Monday, and fight this case. I didn’t have any court notices and I told her this, she stated that was not her problem if I wanted to settle the balance with her I could make a payment of 300.00 and the account would be closed, I told her again that I already made a payment, then she said well you will just have to fight this is court. I called Cash Net after I spoke with her to get my receipt of my payment plan because I thought this was real. The woman from the payday loan said asked if the person I spoke with had a thick accent I said yes and she confirmed that this was a scam, she told me not to give them a dime and forwarded me to a compliance line, and I left a message and hopefully will get a call back. My payday loan company filed a report with the better business bureau, I also file a report with the FTC, all three credit bureau, my bank and (homeland security -989-497-0580) and made all aware I was a victim of identity theft. The officer at homeland security was aware of this scam and told me the next time they call explain to them I was aware they were a fraud company and that I have forwarded their information to homeland security. He assured if I tell them this the calls will stop. He stated this company was out of India, and they have hacked into PayDay Loan companies to gather their information. They have so far but I will keep posted.

Quote:

I am getting the same calls I am getting set to file criminal charges with the police. I already filed a report. I have also filed a report with the ftc. I can't get them to quit calling me and my friend and job. My boss knows what is going on. I closed my bank account 7 months ago. I tell them I am going to file charges and the guy called back with a license number. The agency that has been calling me is I think american legal consolidation or collection,but the messages they leave are almost the same as above post. I had 8 loans out I only owe on 2 and . But I laugh when they tell me that I owe on the loans that I know I paid off. They have my #sss so this is scary but I am standing my ground. I have not paid them anything because I know this is a scam