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can ameriloan take money out of my account

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i sent ameriloan a certified letter not to debit my bank account anymore,but today they did so by a check can they do this




Tina, they are ruthless!

You have revoked the right to have them debit your account, yet they continue to do so. I have seen others on this board have success with going after them thru their ACH processor. You might want to give that a shot.

Otherwise, the only way to prevent them from taking $ from your account is to close it and open another one.

Sub: #1 posted on Tue, 07/15/2008 - 15:18

desperatelyseekingsanity desperatelyseekingsanity

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they took it out threw a check is that the same thing as a ach

Sub: #2 posted on Tue, 07/15/2008 - 15:55

tinamarshall35 tinamarshall35

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Tina, are you saying they deposited a check? Maybe you should stop payment on the check. I'm not really sure how it works when a check is involved, but hopefully someone else will be along shortly to advise. :)

Sub: #3 posted on Tue, 07/15/2008 - 17:50

Shazzers Shazzers
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Is this a check that you wrote to them when you took out the loan?

Sub: #4 posted on Tue, 07/15/2008 - 18:28

alias1958 alias1958

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Get right on the phone call Intercept EFT at 1-800-378-3328, ask to speak with Cindy. Tell her that you have revoked authorization on your bank account but ameriloan is still trying to access it. I realize that they put a papercheck through but that is not to say that they will not ask Intercept to try and debit on a revoked account at some other time. Cover your bases. Then you need to send an email to Ameriloan letting them know that you have spoken with Intercept. When I called, Ameriloan had not tried to debit my account for several months but I explained that the possibility of them debiting did exist and I wanted it to stop. You have to stop them at every turn and be one step ahead to do so. Good luck. Keep us posted.

Sub: #5 posted on Wed, 07/16/2008 - 06:02

llw1995 llw1995

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They did the same thing to my account, I revoked the ach authorization and they put through a paper check that they had created a few days later. I disputed it with my bank & was able to get the funds reversed.

Sub: #6 posted on Wed, 07/16/2008 - 06:24

dawnlango7 dawnlango7

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Tina,

I would dispute the check with your bank and get them to reverse it.

This is a classic example of why it is important to close a bank account, because even when you revoke authorization to debit an account, they will try whatever trick they can!

I'm wondering if when a person sends in a revocation letter that they be very specific stating "that they revoke any debits such as ACH, manual check or ANY OTHER MEANS OF WITHDRAWING MONEY FROM SAID ACCOUNT."

Sub: #7 posted on Wed, 07/16/2008 - 06:31

desperatelyseekingsanity desperatelyseekingsanity

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ameriloan tried to do that with me a few years ago. I revoked ACH on my account and placed a hard hold on it. After the ACH was sent back to them, they generated a paper check with my account info and tried to send it through my account. Somewhere in their documents it states that if ACH is revoked they will generate a check for the full amount and send it through. Several of these payday loan places try to do this.

Sub: #8 posted on Wed, 07/16/2008 - 06:31

PinkLady PinkLady
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I think that pretty much all of my PDLs stated that if the ACH got squashed they had the right to produce a paper document. I don't know if they ever tried as I closed my account pronto.

Sub: #9 posted on Wed, 07/16/2008 - 06:35

llw1995 llw1995

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I just blocked an ACH debit from usfastcash yesterday and I'm nervous they will try to send the paper check through. I won't be able to put a hard hold on my account until Friday because I have a payment that was supposed to post yesterday that hasn't posted yet. I'm sending them out a letter today revoking authoriztion to make any further debits attempts on my account.

Sub: #10 posted on Wed, 07/16/2008 - 06:40

PinkLady PinkLady
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