being sued by illegal payday loan company

I am just worried about them using their sovereignty has a way to get around the PDL laws. Like I said i used the search function and was confused

well being as AMERILOAN is illegal you owe nothing more.they can't and won't do anything but call and harrass stupidly.just to ask.what state are you in?btw,the sovreign nation thing is BS as none of the cretins that will call aren't part of the tribe.they just pay a fee to have the exemption.no worries they can't do a thing to you.just know that.

I am from Cali. Paul what about the supreme court ruling stating that they dont have to abide by the payday loan laws? I seen something like that while I was searching on the topic. Did I misunderstand the ruling?

no that was just from the ruling that the state couldn't have the sovreign nation exemption pulled.they are illegal in the extreme.they never sue because the exemption would not be in play as they would not be on tribal ground.nobody considers them legal,except for them.

Also Paul do you know if they report to the credit Bureaus? Thanks your the man

no they can't,but if they do.just dispute it.as an illegal lender it would be deleted fast.

Not to step on your toes Paul, but I would call the state to clarify. This is one state that has a court ruling in the favor of tribal immunity. Based on this, I would much rather see the OP be safe than sorry. As I have said many times, this is a huge gray area and Ameriloan may be "testing the waters".

To the OP, have you been served legal notice or have they just told you over the phone or via email?

PDLOwner I have not been told that over the phone or served with papers

Paul is it that simple

i understand,but that was the dept of corporations that filed the suit.not the AG or any other governing body.if it was the AG i would be concerned.i do agree with contacting the CA AG,but i think you won't get them saying they are legal.

Ok, your title is confusing. If you have not been served by the courts, then I would not worry. The only way for you to be taken to court is to receive a "notice" by the courts, anything else is not valid for service. More than likely they will "hound" you to death with calls and idle threats.

Paul,
Just covering the bases for Cali since there is the appellate ruling. I would tend to agree with your position.

AG?

attorney general.

So because the attorney general of cali wasnt involved in the exemption ruling there is nothing to worry about?

What if i call them out on being illegal and they bring this ruling up. What should I say?

Actually, the Dept of Corporations licenses PDL in Cali. The real reason to not worry is based on history with the company and that you have not been served. I am not familiar with any internet PDL's that utilize the courts, legal or not.

chances are they won't,because it didn't involve the ATTORNEY GENERAL.if they do,just state you will check with your AG for clarity.d'oh.we posted at the same time.

Quote:

beleive it or not i am scared of this getting on my credit reports. Would this be easy to dispute with the bureaus

yes you can,and rather easily.

I dont know if this should be a different thread but how would i go about that paul

oh no this is fine.if you haven't yet.go to www.annualcreditreport.com there you can view your reports and file disputes for free.

i filed a complaint against ameriloan... I was happy they gave me a loan, I took one out last year..paid it back took one out earlier this year, but got to thinking one day that I have paid them allot of extra money started doing research and found this site, I have more than paid back the initial principal and then some, I let them know I am done and asked for a license, they refused to provide that to me..... I did it with UnitedCashloans too since its the same company, and with cashjar