Hi! I currently live in MI, but at the time I received these loans, I was a resident of CT.
OneClickCash-300 paid 825
Ameriloan- 400, paid 1030
GECC- 500, paid 1096
River Elk- 300, paid 670
All of these loans ar PIF, but learning that they are all prohibited in CT makes me want a refund. I filed complaints for all of them with the BBB and FTC,as well as the template found in the dealing with illegal lenders forum. I was wondering if anyone had an email address for these companies that they actually received a response from. I emailed my first round of letters 11/2/11, no response. Also, I was wondering if anyone had any success actually GETTING refunds from any of thses lenders and how they did it.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.