Florida pdl company collecting 2x - i overed paid orignal loan please help
Date: Sat, 01/26/2013 - 12:09
Greetings...
i am hoping that you can assist me with this problem. (thanks). I had paid IMR Collections for a pdl in March 2012 . paid settlement of $300.00. I have the settlement in writing and a debit card receipt. a new collection company is now sending me the same debt with a balance of $210.00.
The first company IMR is now closed (lynnwood, Washington) Please help ... I live in Florida and the orignal APR was over our states limit (apr 790%) How should I handle the second collector ?? thank you
Lender -- M1Y Direct
Original loan was $300
I Paid back $390 on original loan plus $300.00 to IMR collections now Allgate collections has sent a collection letter for $210
M1Y Direct is an illegal
thanks so much --- will do.....
I have that info as ammunition..
thanks for the time and help....
M1Y Direct is an illegal
Thank you..... I had hoped for this scenerio...
So do not even send a vaildation letter??
thank you for taking the time to reply...
I have so unerved by this.... but reading your post have given me found courage thanks ....
File a complaint against them
File a complaint against them to the SAG or FTC immediately and do whatever my previous post has been suggested.
M1Y Direct is an illegal
M1Y Direct is an illegal lender. IMR Collections is a scamming bottomfeeder and so is AllGate. You have been scammed once already by IMR, do not fall for it again. Ask AllGate for their physical mailing address and send them a C&D letter.