iPDLs in AZ
Date: Tue, 11/18/2008 - 17:14
Cashnet- 500 due 11/14
Think Cash- 500 paid ~240
Geneva- 500 (first payment due 11/28)
BIG- 200
CashTranferCenter (overseas) 300 (they called today and want it all, no payments, threatened garnishment)
HotPayDay 500 (paid 50) they are holding payment until Friday.
From the reading I've done here, the bank account is closed already so that's good. I've already opened a new one, but have not given info on it.
What should my next steps be?
Arizona requires Internet based pdl's to be licensed by your sta
Arizona requires Internet based pdl's to be licensed by your state.
Arizona State Information here http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
How does one research whether these are legal or illegal lending
How does one research whether these are legal or illegal lending companies?
Think Cash is not a PDL....it is a licensed and legal installmen
Think Cash is not a PDL....it is a licensed and legal installment loan.
I've already spoken to Think Cash and they were very accommodati
I've already spoken to Think Cash and they were very accommodating.
I've sent the letter to Geneva/Roth/LoanPointUSA Revoking all ACH/contact. My first payment with them should have been 11/28.
CashNet is willing to break it up into three payments. I even got a physical address out of them today to mail payments. (The CSR Edward, yesterday, said that wasn't possible, and he said I would continue to be called every day. Melissa there was much more accommodating).
I've sent off the letter to Integrity Advance as well as a complaint with the BBB.
I've sent off the letter to CTC/Northwest Financial as well as a complaint with the BBB.
I've sent off the letter to C&C Financial Inc. DBA Hot Payday. Realized I've already paid them 200 (with the fees). Haven't filed with the BBB yet.
Sent an internal communication via the BIG website (took a screenshot). Have not filed with BBB yet.
Next steps are to fill out the AG complaint and the AZ Financial Inst complaint.
Thank you all for your help in all of this. I am sleeping better.
Sonoran Lady
You are the one who contacted the companies to get the loan. So now that you can't repay them, you find other ways to avoid paying. You are a loser.