logo

Debtconsolidationcare.com - the USA consumer forum

United Cash Loans - Ughhh!

Date: Wed, 06/02/2010 - 14:50

Submitted by Donna1264030061
on Wed, 06/02/2010 - 14:50

Posts: 54 Credits: [Donate]

Total Replies: 1


On 09/15/09, I obtained a payday loan from United Cash Loans in the amount of $300 plus a $90 service fee. From 10/02/09 through 01/22/10, I paid them $910 through rollovers and pay downs. After doing some research, I have found that they are operating illegally in the State of Arizona. I have also learned that I am only obligated to pay back what I originally borrowed, which I have done and then some. On February 3, 2010, I notified United Cash Loans with a cease and desist request and also asked for a paid in full on my account. They continue to call me at work and on my cell phone. On May 25, 2010, I mailed another letter to United Cash Loans once again explaining that I do not owe them anything and they actually owe me $520. This morning they called me at work and left a message with a co-worker, this is after notifying them numerous times that they are not to call me at work. I called them back and was told that the account is 9 months overdue. This is a lie. The last payment they rec'd from me was on 01/22/10. They also told me that I have an outstanding balance of $65. I told them that I would not pay it, as I have paid above and beyond what is legally responsible on my behalf. They told me that if I don't pay it by 5:00 p.m. EST today, then with finance fees, late fees, etc., I will owe them $1,600.

I just filed a complaint with the FTC, Attorney General and BBB.

What next? This company is ruthless!!!