I have 5 storefront PDL' sand am now wiped out.My bank account was NSF's to a point where the account had been closed. I called these people and asked them not to deposit the checks. They refused and did it anyways.Now not only do I have to fight with the bank about the nsf's..I told them in advance and they would not close the account when the first nsf hit..
I do not have any extra money to pay these back, I tried and was overwhelmed. I had a choice..keep my house and car ( I almost had that repo'd due the PDLs wiping out my account) or not pay them back...What can they do to me? There is nothing left but a few dollars for food to get to the next check..Can they drag me to court? I live in Arizona..
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.