PDLs in Arkansas w/Closed Account - Help?
Welcome---make sure you sign up as a member to access counseling
Welcome---make sure you sign up as a member to access counseling info too. I can't answer many of your questions (but someone will be along--don't worry about THAT). I did want to say that for addresses you might try doing a search of just this site---using the seach button ast the top. Good luck!
Thanks Lorri. I did sign up for an account but when I did, the
Thanks Lorri. I did sign up for an account but when I did, the account it asked for my "full name." Now my user name is myfirstname.mylastname. I'd really rather have a nickname but I can't seem to change it. So I posted anonymously until I can figure out how to do that... :)
Sorry, I should have looked harder for the answer to Number 3.
Sorry, I should have looked harder for the answer to Number 3. Are these still correct?
Payday Yes
501 Silverside Road Suite 125
Wilmington, DE 19809
Phone: 1-888-468-0509
Fax: 1-888-468-0511
Email: info(at)paydayyes.com
Cashnet500 a.k.a Payday Loan Yes
4001 South 700 East #500
Salt Lake City, UT 84107
Phone: 800-654-7444
Fax: 877-276-0418
They can also be e-mailed at support(at)pay-day-loan-yes.com.
USFast Cash
3531 P Street NW
Miami, OK 74355
Arkansas allow an internet based payday loan company to lend leg
Arkansas allow an internet based payday loan company to lend legally as long as it is licensed in any US State. They would need to follow the laws of the state they are licensed out of, not the state the consumer is in.
Quote:
Arkansas State Information Legal Status: Legal (Applies to check cashers only) Citation: Ark. Code. Ann. ???? 23-52-101 et seq.; Ark. Const. art. 19, ???? 13 Loan Terms: Maximum Loan Amount: $400 Loan Term: 6-31 days Maximum Finance Rate and Fees: 10% of check + $10; $5 ID card Finance Charge for 14-day $100 loan: $22.22 apr for 14-day $100 loan: 579% Debt Limits: Maximum Number of Outstanding Loans at One Time: One per location Rollovers Permitted: None (cannot renew or consolidate) Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: NSF fee; Court Costs; Reasonable Attorney's Fees Criminal Action: Prohibited (Unless check returned due to closed account or stop-payment by maker) Where to Complain, Get Information: Regulator: Arkansas State Board of collection agencies Address: Division of Check-Cashing Companies, 523 Louisiana Street, Suite 460 Little Rock AR 72201 Phone: (501) 371-1434 Fax: (501) 371-1440 Regulatory Contact: Peggy Matson,, Executive Director |
This is what I have for USFastcash USFastCash 3531 P Street
This is what I have for USFastcash
USFastCash
3531 P Street NW , PO Box 111
Miami, OK 74355
Attention: Collection Department
USFastCash
Phone: 1-800-640-1295
Fax: 1-888-549-3324
Email: 'customerservice@usfastcash.com'
US Fast Cash Compliance Department
Fax: 1-800-470-6614
Email: compliancedepartment(at)usfastcash.com
That's not very encouraging. I thought they had to be registere
That's not very encouraging. I thought they had to be registered with the Secretary of State.
I read the 9-page saga about Sandy from Arkansas - but that was dated 2007 and the new Attorney General is really going after PDL's now. I was hoping for new information with that in mind...
Do I have to sign in to get the kind of answers others are getti
Do I have to sign in to get the kind of answers others are getting? Or does everyone think that the "you're screwed" answer I got from Shazzers is enough?
Well let me say, that I am from Arkansas and I had a lot of payd
Well let me say, that I am from Arkansas and I had a lot of payday loans. They were internet and storefronts. I closed my account. I sent out letters and they didn't go after me for "hot checks". For the internet loans, you didn't physically write them a check so they can't turn you in for that. When I wrote letters to them asking them to validate the debt. I pretty much had not heard from them. I sent them letters telling them that I did not find a license to prove that they were allowed to loan in Arkansas and if they could not provide that for me they were illegally loaning and I would report them to the AG office. I didn't hear from them. So you might want to try it. I got threatening calls but that's about it. Then it all stopped. The storefronts, I had to work out arrangements with them though.
Signing in or registering does not get you a different or better
Signing in or registering does not get you a different or better answer. All questions are treated the same.