PDL Help in NC

Can anybody send me in the right direction?

it looks like you have overpaid just about if not all of your illegal pdl's.you see since pdl's are illegal all of the money you paid in fees goes toward the loans.first thing is to close your current account open a new one.do not give this to the pdl's.next file AG,FTC,and BBB complaints against all of these pdl's.the first thing and it is key is closing your account.then your money will be yours and it puts you in control.again,you owe little to nothing on these loans as the fees you paid go towards the loan.

after emailing the companies how long do you wait until you send another email or report them.

sorry but i got signed out and didn't realize it until after I post.


So how long do you wait?

in your case i would send them either an email stating that you just realized pdl's are illegal in NC and will file AG and FTC complaints.do this after you secure your bank account.then file the complaints.i wouldn't wait with these people.

I can't close the bank account until later b/c my check goes in and I am a truck driver so it is not like I can run to the bank and close it and get my company to deposit my check else where that quick. Is there a way with out closing my checking account?

put the account on deposits only.you will have to go to the bank and withdraw the old fashioned way,but the pdl's will not have access to your account.go see the manager in person for this.

For the Loan shop loan, u should try william Mashburn. he's helped me and I saw him a couple times on here from others also. try:
[email]wmashburn@loanshoponline.com[/email]
888-265-5074 ext 3497

Thanks Guys! This is really helping me out.

For the Loan shop loan, u should try william Mashburn. he's helped me and I saw him a couple times on here from others also. try:
[email]wmashburn@loanshoponline.com[/email]
888-265-5074 ext 3497

Thanks a bunch the loan shop has already closed my account and marked it paid in full. Thank you so much!

Instant Cash USA changed my account STATUS: COLLECTION TWO
What does this mean?
Discount Advances won't let me login.

i got that a couple of times.that means that they going to try and find an account to debit.i suggest if you drafted an ACH revocation letter giving it to your current bank.that way if they find your new account it is easier to get the debit reversed without penalty.

where can i get an ACH revocation letter sample letter?

on the bottom right of this screen there is a section titled ALSO SEE.there are sample letters for everything discussed here.you can customize it to fit you needs.

THis is what the oneclickcash one looks like when i login and check the status it did have $140 due on friday.

Application Received: 09-03-2008
Funds Sent To Bank: 09-05-2008
Next Due Date:
Next Due Amount:

so what do you guys think?

i would still keep a watch on it,but it looks like they may have either.written it off or put it in collections.either way they are illegal.keep us posted.your doing great. :D 8)

when they send them to collections what do i do about that?

That is when you ask them to validate the debt.

Email we got back from arrowhead

Hello Larry- Arrowhead received your email today in regards to your loan that you have out. When we process anyone's loan the loan documents everyone agrees to verbally and electronically are to our state laws and not the state law they live in. Attached is a copy of the original loan documents that you agreed to the day we processed your loan. Were not going to consider the loan paid in full since we have only debited two times out of the account. But we will be happy to help settle the account for just the $300.00 to pay off and not $390.00. Please let us know on what kind of arrangements are going to be best for you so we can keep you in good standings and not have to sell this account to collections- Thanks

Typical email, they all try to tell you that their law trumps your states, but it isn't true. They need to abide by your states law's.

ok so what should I do I sent another email telling them i was filing with BBB, NC AG, and FTC what else do i need to do