Need assistance.
Date: Wed, 11/16/2011 - 09:05
I know how to deal with illegal lenders, but this seems National Payday is sicking a collector on me. Keep in mind I have made three $90 payments to them totaling $270 on a $300 loan. I should only owe them $30.00. Do I work with National or this Powell place.
Creditor: TLE_dba:National-PaydayLoan
Original Account #:
Our Account #:
Total Claimed Due: $ 618.00
Please be advised that Powell Law Office, PC has been assigned the above referenced account. This is a demand for full balance, as the account is seriously past due and you have had ample time to pay the original creditor. An attorney will soon be assigned to review the file for the purpose of additional collection activity, and/or litigation, and/or possible referral to a law firm situated in your city and county of residence. In some cases, with authorization, and if you can be qualified, we will arrange for installment payments of the entire balance providing you call or contact us promptly. Please call us toll free at 1- 877-299-4801.
UNLESS WITHIN THIRTY-DAYS AFTER RECEIPT OF THIS NOTICE, YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF, THE DEBT WILL BE ASSUMED TO BE VALID BY US. IF YOU NOTIFY US IN WRITING WITHIN THE THIRTY-DAY PERIOD THAT THE DEBT, OR ANY PORTION THEREOF IS DISPUTED, WE WILL OBTAIN VERIFICATION OF THE DEBT OR A COPY OF A JUDGMENT AGAINST YOU AND A COPY OF SUCH VERIFICATION OR JUDGMENT WILL BE MAILED TO YOU BY OUR OFFICE.
UPON YOUR WRITTEN REQUEST WITHIN THE THIRTY-DAY PERIOD, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF IT IS DIFFERENT FROM THE CURRENT CREDITOR.
IF YOU NOTIFY OUR OFFICE IN WRITING THAT YOU REFUSE TO PAY THE DEBT, OR WISH OUR OFFICE TO CEASE FUTHER COMMUNICATION, WE WILL NOT COMMUNICATE FURTHER WITH YOU WITH RESPECT TO SUCH DEBT EXCEPT FOR A WRITTEN COMMUNICATION TO ADVISE YOU FURTHER EFFORTS ARE BEING TERMINATED; OR TO NOTIFY YOU THAT WE MAY INVOKE A SPECIFIED REMEDY PERMITTED BY LAW. IF SUCH NOTICE FROM YOU IS MADE BY MAIL, NOTIFICATION SHALL BE COMPLETE UPON RECEIPT.
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained may be used for that purpose.
Creditor: TLE_dba:National-PaydayLoan
Original Account #:
Our Account #:
Total Claimed Due: $ 618.00
Please be advised that Powell Law Office, PC has been assigned the above referenced account. This is a demand for full balance, as the account is seriously past due and you have had ample time to pay the original creditor. An attorney will soon be assigned to review the file for the purpose of additional collection activity, and/or litigation, and/or possible referral to a law firm situated in your city and county of residence. In some cases, with authorization, and if you can be qualified, we will arrange for installment payments of the entire balance providing you call or contact us promptly. Please call us toll free at 1- 877-299-4801.
UNLESS WITHIN THIRTY-DAYS AFTER RECEIPT OF THIS NOTICE, YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF, THE DEBT WILL BE ASSUMED TO BE VALID BY US. IF YOU NOTIFY US IN WRITING WITHIN THE THIRTY-DAY PERIOD THAT THE DEBT, OR ANY PORTION THEREOF IS DISPUTED, WE WILL OBTAIN VERIFICATION OF THE DEBT OR A COPY OF A JUDGMENT AGAINST YOU AND A COPY OF SUCH VERIFICATION OR JUDGMENT WILL BE MAILED TO YOU BY OUR OFFICE.
UPON YOUR WRITTEN REQUEST WITHIN THE THIRTY-DAY PERIOD, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF IT IS DIFFERENT FROM THE CURRENT CREDITOR.
IF YOU NOTIFY OUR OFFICE IN WRITING THAT YOU REFUSE TO PAY THE DEBT, OR WISH OUR OFFICE TO CEASE FUTHER COMMUNICATION, WE WILL NOT COMMUNICATE FURTHER WITH YOU WITH RESPECT TO SUCH DEBT EXCEPT FOR A WRITTEN COMMUNICATION TO ADVISE YOU FURTHER EFFORTS ARE BEING TERMINATED; OR TO NOTIFY YOU THAT WE MAY INVOKE A SPECIFIED REMEDY PERMITTED BY LAW. IF SUCH NOTICE FROM YOU IS MADE BY MAIL, NOTIFICATION SHALL BE COMPLETE UPON RECEIPT.
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained may be used for that purpose.
Simply send them a cease and desist letter. Dear Powell Law. I
Simply send them a cease and desist letter.
Dear Powell Law.
I hereby dispute the validity of this ILLEGAL debt.
I also hereby demand that you cease and desist ALL communication with me, my family and anyone else I might know in regards to this ILLEGAL debt.
in fact
a friend of mine got that same letter but for a different lender who also happens to be illegal.they faxed them their letter.here is that fax number
1-866-447-1392
be sure not fax it from your job as this is a bottomfeeder.
