Idealgelt
Date: Tue, 06/19/2012 - 10:59
[COLOR=black]The below is a response I received from Idealgelt. I live in Pennsylvania and borrowed $750. I made 9 renewal payments totaling $2,125. How would you response to their e-mail. I have alreay overpaid $1,375 and don't want to give them any more money. Your help is greatly appreciated.[/COLOR]
[COLOR=black][FONT=Calibri][/FONT][/COLOR]
[COLOR=black]"This is in response to your email regarding your loan with us. We are attempting to resolve this matter amicably without protracted legal expenses. Please understand that there are two indisputable facts with respect to your loan with us: 1. You pro-actively sought out a loan with us. 2. With your signed permission, we deposited the funds into your bank account. During this process, you did not raise any objections to the validity of your loan. We lent you the money in good faith. Therefore, you are now responsible for the balance of the loan. We have multiple recourses to retrieve our funds, including collections and legal remedies, none of which will be pleasant. However, in spirit of goodwill, we are offering you the following payment option[/COLOR][COLOR=red]:[/COLOR][COLOR=red] $500.00 in 5 payments of $100.00 on 06/22 - 07/06 - 07/20 - 08/03 - 08/17[/COLOR][COLOR=red].[/COLOR][COLOR=black] As a courtesy, we will waive all remaining fees leaving the balance $500.00. Once again, you borrowed the funds and we honored your request. We were there in your time of needs. We ask that you honor your contractual agreement and repay what is rightfully ours."[/COLOR]
[COLOR=black][FONT=Calibri][/FONT][/COLOR]
[COLOR=black]"This is in response to your email regarding your loan with us. We are attempting to resolve this matter amicably without protracted legal expenses. Please understand that there are two indisputable facts with respect to your loan with us: 1. You pro-actively sought out a loan with us. 2. With your signed permission, we deposited the funds into your bank account. During this process, you did not raise any objections to the validity of your loan. We lent you the money in good faith. Therefore, you are now responsible for the balance of the loan. We have multiple recourses to retrieve our funds, including collections and legal remedies, none of which will be pleasant. However, in spirit of goodwill, we are offering you the following payment option[/COLOR][COLOR=red]:[/COLOR][COLOR=red] $500.00 in 5 payments of $100.00 on 06/22 - 07/06 - 07/20 - 08/03 - 08/17[/COLOR][COLOR=red].[/COLOR][COLOR=black] As a courtesy, we will waive all remaining fees leaving the balance $500.00. Once again, you borrowed the funds and we honored your request. We were there in your time of needs. We ask that you honor your contractual agreement and repay what is rightfully ours."[/COLOR]
idiots
answer this way.
the contract is invalid because you are not licensed in my state.besides i've overpaid your illegal loan by 1,375.00.i owe nothing more and will not take calls on this matter.i am filing complaints with my state AG.i will not pay another dime,and it is not goodwill on your part.it's an insult,and i'm insulted.
bottomline they owe you and in fact are trying to insult your intelligence.file the complaint(or a follow-up if you have filed one)and chock up any emails as attempts to bullsh*t you as that is what that email is.
