About to loose my mind!! Help

In the past (last year) I defaulted on Paydayone and CashnetUSA and they worked out a payment plan with me, CashnetUSA will only do an arrangements for 4 payments and Paydayone was able to spread it over 5 payments.

i would reply to the email by stating you only owe 210.00 and would like an address to send it.your state laws apply and will not pay a dime more than the 210.00.did you file AG complaints yet?our IL AG ms.madigan will fight them on this as for cashnetusa and paydayone.i just know i have heard as the poster above me stated about payments.

I do have my paper filled out to send to my AG, and I just called cashnet USA, to try and work something out with them but was told my acct is now with a 3rd part being DMP and was given this phone number to call 1-800-883-9067, I'm alittle worried with that acct since they are legal, I just am not seeing a light at the end of the tunnel!

well even if the original lender is legal.there is a pattern of cashnet selling debt to bottomfeeders.just know that.if cashnet sold the debt the FDCPA does apply and whoever tries to collect must be held to it.btw you can file AG complaints against anyplace.btw as far as light at the end of the tunnel.you do have control over your money and do have the high ground with the illegals.so that is something.just know when i joined in 2007 it took me 4 months to see progress,but i had my whole paycheck,and it felt so good.

Thanks!! I haven't heard anything from this DMP company yet but I'm sure I will. and as for paydayone I called them to try and set up an arrangement only for them to tell me that they can not change my terms so they can't set up any payment arrangements with me so now I really don't know what to do about them my loan was for $750, I've made 2 payments of $145 a piece and they are saying I still owe $1131.49 I don't have that to pay them...

Oh And it gets better I just logged into my acct with ExtraFunds so I can get some dates and a copy of the agreement to send with my complaint they are saying I owe $715.00 on a $300 loan in which $90 was already paid what the heck how did it jump up that high??

Late payments and other charges may have increased the amount to $715. You should contact the creditor and ask him to let you know why the amount has increased.

please the only thing that is accomplished by contacting an illegal lender will be that amys will be threatened and harrassed.extrafunds is only entitled to the 210.00 and nothing more.i do suggest filing the AG complaintagainst extrafunds.btw just because paydayone is legal doesn't mean you can't file an AG complaint as well.again i don't advise talking to the creditor as the creditor is illegal and amy only owes 210.00 not 715.00,and the idiot they talk to will only argue.waste of time.

Paydayone may be legal and say that they can only go by the agreement but you are in control of how much money they get. It seems that if they really wanted the money they would take it any way that they could get it. And if you don't have all of it, they are going to have to accept payments.