a legitimate payday advance company in MI charged me 3times the amount of my loan as a penalty for a check being returned and defaulting on the loan without repaying.they won a judgment for the amount under the bad check laws. i read somewhere that those laws do not apply to payday advance transactions from someone in the government. i can't find that article on the MI gov. website but it's somewhere. they suggested reporting any violations to the government.
is it to late to do anything since the judgement was already handed down and now a garnishment and installment order have been put in place and i have defaulted on the installment order?
i have 9 internet pdl i'm about to battle thanks to your help here.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.