My banker helping me with pdls

You will have to get a pif from payday ok too. They have the same parent company, but operate sort of seperatly. But they are fairly easy to work with too. Congrats on your first pif! :D

Did you ask the loan officer about putting any sort of hold on your account? The only thing that worries me still about your situation is this - When I went through my mess, I had a nice banker helping me. He kept crediting back all the nsf charges I was getting. It ended up being like 30 in a couple weeks (at 11 a day, you will see how fast they add up!) Well, loss prevention noticed this. They decided (without talking to the banker first) that the banker and I were in some sort of deal to screw the bank out of these nsf fees. They actually ended up freezing my account and sending me to chexsystems for potential fraud. I did nothing wrong. The banker was doing what he should've. But sometimes the back office can be a bit wacko! Now, this is just what happened to me. It was a crappy bank. You may be fine. I just wanted to warn you about my experience.

I would talk to the loan officer about a freeze or hold if you haven't already.

But other then that it sounds like you are off to a great start! Keep us updated!

Gouda,
You are so kind and so knowledgeable! I have talked to her about a freeze or hold, and she seems to think it would be best just to return them or get stop payments on them, I don't know why. But I will talk to the branch manager and see what I can get done.

Be sure to tell her that these companies will not stop debiting, and that they will use other dba's, try to put paper checks through, and will break up the payments. If they want $100, they will put through 10 $10 payments. So that is 10 nsf fees. And so on . . . . I would bet after a couple days of dealing with it, she will see the need for a hold or freeze . . . . .

And tell her that stop payments won't work, because they will just change the amount or use anotehr dba.

So excited for you payday trouble.......I think thats great!

wow, that's fantastic, paydaytrouble! I'm so happy for you - so many here have had problems getting their bank to work with them on stopping these companies from accessing their accounts...I'm glad to see someone having some success! :D

Congrats, I wish Somebody anybody at my bank would be that nice.

That is wonderful to know that there is someone out there commpassionate. However, I would be very skeptical of opening another account with the same bank as you may not be lucky enough to get this same woman helping you. Just a thought you might want to open an account at a totally different bank. But I am a paranoid kind of person. I don't trust many people when it comes to these things.

ladybug

Congratulations paydaytrouble. :-) It feels good to have people who will help out. Your loan officer sounds fantastic.