BDPDL has sent an electronic check to my account for $575. My Credit Union paid it and since it dropped my accoung neg. (after I finally got it positive at 4 pm the same day) they charged me $30. Now my account is negative again preventing me from closing it (as I couldn't earlier since it was negative). I put a stop ACH withdraw from this company on it a few weeks ago and was waiting for my account to go positive so I could close it. Is there anything I can do to get this money back? I have to pay my mortgage, etc. If not what do I do next?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.