Big Sky Cash (PayDay Financial)
Date: Mon, 10/26/2009 - 20:32
The GOVERNING LAW paragraph (that she kindly highlighted) on the contract states: "This Loan Agreement is governed by the Indian Commerce Clause of the Constitution of the United States of America and the laws of the Cheyenne River Sioux Tribe. This Loan Agreement is not consummated until your loan is funded by us from our account in South Dakota, and your loan is repayable to that same account in South Dakota. We do not have a presence in the State of South Dakota or any other State. None of this loan, the Loan Agreement, nor Lender, is subject to the laws of any State of the United States of America.???
My questions are:
Can they really do that? Of course I didn???t read the fine print when I took out the loan.
What action do I take now?
This is so stressful. I do feel like I???m making progress with the mess I???ve made, but this is a duzy!
Thanks in advance for any advice.
Well, while they may be exempt from our laws, you are also exemp
Well, while they may be exempt from our laws, you are also exempt from theirs. Basically, all you need to tell them is your state law prevails. CLICK HERE to find out how to deal with illegal lenders.
Why do you people take out these loans and take the money then t
Why do you people take out these loans and take the money then turn around and whine about it??? Makes absolutely no sense to me.
Noone is whinning about it. Most of the people on here pay back
Noone is whinning about it. Most of the people on here pay back what they owe. Noone wants to pay back hundreds of dollars in over payments. And it just gets annoying when these places try to lie and intimidate people into paying more than they are supposed to.
Quote:Originally Posted by AnonymousWhy do you people take out t
Quote:
Originally Posted by Anonymous Why do you people take out these loans and take the money then turn around and whine about it??? Makes absolutely no sense to me. |
what truly doesn't make sense is what gives you the slightest notion we care what you think.
heres the thing, i work for a pd loan company and i agree with t
heres the thing, i work for a pd loan company and i agree with the fact you dont want to pay all of that money in interest but what you people dont understand is that this is a PAY DAY LOAN. if youre trying to take the money out for personal use and intend on making payments your in for a world of hurt,. they were invented for the sole fact to take it out, pay a ONE TIME FEE and be paid off on your next PAY DAY. if you extend it out, youre accruing interest, and that is not something we ever encourage at our company. we do everything here we can do, verbal, and SEVERAL written set of terms but you guys just want the money so bad you take it and sign without understanding.
In the end its no ones fault but your own. You took the money, and didnt pay it when you were obligated to. its just like a credit card or any other defaulted loan. you owe the money plain and simple. Dont borrow SHORT TERM money for a LONG TERM problem.
I totally agree - people want what they want - same with the hou
I totally agree - people want what they want - same with the housing crisis - if i make $30,000 a year and someone trys to sell me a house for $500,000, just because the payments look good doesn't mean i should do it. PAY IT BACK or don't BORROW it.
the last two messages bought to us by humanoids who will get the
the last two messages bought to us by humanoids who will get theirs one day trust me on that.now go back to the phones you two.
To PDl and I know more Noone on here is telling anyone not to pa
To PDl and I know more Noone on here is telling anyone not to pay the money back, it was borrowed it has to be paid back. If you read through the threads in here people are always told what they have to pay back. The problem comes up when the amounts have been paid back and the pdl companies keep coming and coming with lies and threats. If 1000 has been paid on a 300 loan, guess what it's paid.
Sally D, I think Big Sky Cash is also Great Sky. I had a PDL w
Sally D, I think Big Sky Cash is also Great Sky. I had a PDL with Great Sky and I received a refund from them with very little trouble. Once I filed the complaint with the AG in my state AZ, and emailed a copy to them, I had response within the same day. Maybe you need to send copies of all of your documentation to them?
Do not listen to these people
I am responding to this person giving advise. Rest assured that these Indians are covered under their laws. I found out the hard way and ended up paying a huge price by listening to other people.:mad:
Quote:I am responding to this person giving advise. Rest assured
Quote:
I am responding to this person giving advise. Rest assured that these Indians are covered under their laws. I found out the hard way and ended up paying a huge price by listening to other people.:mad: |
Then you didn't go about it the right way, while these tribes may be exempt from our laws, we are exempt from theirs also.
shazz the person above you is a shill.nothing more.i will still
shazz the person above you is a shill.nothing more.i will still tell people that any "tribal loan"is illegal and that they only owe the principle,and there is nothing that can be done about it.it does get redundant though.the same plain posts stating how these places can do what they want.(yawn).
big sky cash
[FONT="Franklin Gothic Medium"][FONT="Tahoma"]I recently took out a few loans with big sky cash, I paid them off quickly because I read my contract. The representatives I spoke to Kelsey and Bee have been very courteous every time I call and ask questions. Kelsey even explained to me exactly what I was getting in to when I took out this loan. I understood how these loans work and the interest is high but at the time I needed the money. I have even referred friends to them. One had a financial burden and had to file debt consolidation, she spoke to Kathy Parks who was kind as well, she explained that even though her state does not allow pay day loans that the contract she signed was valid. They even settled with her and offered great payment arrangements. I have no idea why you people complain when this company was there for you when you needed it. If the loan was illegal when you took it, then did you as well not break the law as well? Hate the double edged sword? Do not complain about kind people who helped me out in a few hard times. If you have no intention on paying a loan back do not take it out! You are only putting yourself in further debt, then come online and complain and want people to pity you.Grow up![/FONT][/FONT]