Collection threats
Date: Fri, 01/07/2011 - 10:28
I have three payday loans that I have not paid and blocked ACH on my account. i sent them a letter outlining what the PDL laws are in my state (MN) and directed them to contact me by mail only, provide me with their lisence number for my state and told them that I would pay the principle in payments if they provide me with this information.
I just got a call from a "eric thomas" sounded fake because his accent was REALLY bad and I could not understand him. He said taht he was representing 'Unicque Collections law Office" and their was a law suite filed against me. he was asking for my attorney's name so he could forward the documents to him. Stated that he was forking on behalf of Advance America Cash, who I don't believe I ever took a PDL from. Anyway, he told me that they would be sending the charges to my employer, that i was being charged wtih Federal Banking Regulations Violations. Collateral Check Fraud and Theft by Deception. Said I would owe upwards of $8000 if the suite got filed, which he was going to to tomorrow (saturday?) but I could settle today for $857.00. He said they would be coming to my place of employment etc etc I cannot find any information on this company ... I told him that he could not call me at work and if he was working for a law office then he should be familier with the fair debt collections regulations. I did ask him for his # which I called, and of course can not get through. He gave me a address in Bradenton Florida? Then like 10 min later I got a call on my cell phone, same accent but he said he was calling from USA finance. When I asked for his telephone number and address the line went dead.
Is ANY of this legitimate? I am getting paranoid and of course, the calls at work are embarassing to say the least.
Thank you for any help, suggestions, information anyone can provide.
I just got a call from a "eric thomas" sounded fake because his accent was REALLY bad and I could not understand him. He said taht he was representing 'Unicque Collections law Office" and their was a law suite filed against me. he was asking for my attorney's name so he could forward the documents to him. Stated that he was forking on behalf of Advance America Cash, who I don't believe I ever took a PDL from. Anyway, he told me that they would be sending the charges to my employer, that i was being charged wtih Federal Banking Regulations Violations. Collateral Check Fraud and Theft by Deception. Said I would owe upwards of $8000 if the suite got filed, which he was going to to tomorrow (saturday?) but I could settle today for $857.00. He said they would be coming to my place of employment etc etc I cannot find any information on this company ... I told him that he could not call me at work and if he was working for a law office then he should be familier with the fair debt collections regulations. I did ask him for his # which I called, and of course can not get through. He gave me a address in Bradenton Florida? Then like 10 min later I got a call on my cell phone, same accent but he said he was calling from USA finance. When I asked for his telephone number and address the line went dead.
Is ANY of this legitimate? I am getting paranoid and of course, the calls at work are embarassing to say the least.
Thank you for any help, suggestions, information anyone can provide.
you are not the only one who has been called by the idiots in IN
you are not the only one who has been called by the idiots in INDIA so here is what you do.
1)file a police report for the call,and threat.
2)use the phone number,or name of the scam they gave to file AG,AND FTC complaints.
3)ignore their sorry selves as being in INDIA they can't,and won't do a thing they threaten,and don't even think about paying them as again a scam in INDIA.
hope that helped.
Do just as paulmergel says. Unfortunately, that's the way a lot
Do just as paulmergel says. Unfortunately, that's the way a lot of these outfits operate; they call people and use official sounding titles and pseudo-legal jargon to scare people into sending them money. I wouldn't give anybody a dime based just on a phone call!
