HELP! BOA is killing me with the PDLs and fees
Date: Mon, 02/09/2009 - 17:36
I can't get it through their heads that I need a hard debit block. They told me today that they simply can't do anything because the account will just open back up whenever a debit hits it. I have spoken with several different people and have hit a dead end every time. I'm lost and have no idea what to do. My entire paycheck disappeared to the PDL's because I couldn't get my direct deposit canceled in time. That's fixed now at least. I will pick up my next check in person.
I got the fraud number for BOA and I am going to call them tomorrow and try and fight the PDL debits since I have already sent all of them emails, faxes and letters revoking their right to debit my account. Hopefully BOA will end up refunding the overdraft fees.
I'm scared that since I'm in Texas I could go to jail for bank fraud.. or hot checks . All of my loans are internet loans though.. is it the same? Could my bank turn me in for hot checks? I know I could fight it since I have proof that I revoked the debits but I don't want to have to go through any of it. Please help!!
Go to the top of the chain, I have email addresses for some top
Go to the top of the chain, I have email addresses for some top executives of BOA, PM me and I will get them to you.
BofA is the absolute worst. I had to get real creative with the
BofA is the absolute worst. I had to get real creative with them. They can freeze your account, they are just not cooperating.
Since BoFA is a national bank, you can also complain to office o
Since BoFA is a national bank, you can also complain to office of controller of currency http://www.occ.treas.gov/customer.htm
I dealt with BOA in the past. They are not doing what they need
I dealt with BOA in the past. They are not doing what they need to. A Branch Manager can go into your account and place a freeze(do not open warning) on your account after they have closed it. Please be aware it can get overidden by corporate :( but doesnt hurt to try. It worked for many others, they are just being stubborn and uncooperative. Please go in and speak with your Branch Manager and show them any paperwork you have in justifying the companies are ILLEGAL. Also I would go to the branch where you opened your account if possible. Advise them you are working with LEGAL aide to resolve the ILLEGAL activity on your personal bank account. maybe that will help them in working a little smarter. Best of Luck :wink:
You can also quote the Consumer Protection Act (take it to them
You can also quote the Consumer Protection Act (take it to them in writing if you need it I can pm it) giving you the right to stop ach withdrawals from internet payday loan companies.