I live in Florida and I have a few Pay Loans....I followed the advice of the thread...now I am receiving a message from Bridge Lending. I also attached a copy of the letter from the Department of Financial Services of Florida with Western Sky.
Please keep in mind that Bridge Lending Services is a properly licensed tribal lending entity wholly owned by the Lac Du Flambeau Band of Lake Superior Chippewa Indians of Wisconsin, a sovereign nation located within the United State of America, operating within the Tribe’s Reservation and governed by the Tribe’s Regulatory Authority.
As stated in your loan agreement, upon your signature and acceptance of the Loan Agreement, you entered into a Loan Agreement with a Federally Recognized American Indian Tribe and as such, the laws of the state where you reside are not applicable to this loan agreement. Bridge Lending Services is a legal tribal lending entity offering installment loans to consumers and is not violating tribal or applicable federal laws. Therefore, you are obligated to perform to the terms you agreed to under the loan agreement. Our corporate offices are in fact located in Lac du Flambeau Wisconsin, specifically 597 Peace Pipe Rd.
Please refer to the Governing Law and special note portion of your contract for detailed information. Our installment loans are intended to be short-term solutions that would be paid off within a few months. We do strive to ensure that our customers understand that we are an installment loan company and the customer has complete control of all payments and how much is paid back on their loan. No refunds will be issued since we are working within the terms of a signed loan contract.
Per the agreement you signed on 4/3/2018, you authorized us to deduct your payments from your bank account by ACH. While you may revoke ACH authorization up to 10 business days before the due date, please understand that your minimum payment is still required on your due date on 5/15/2018. Your contract with Bridge Lending Solutions specifically requires a 10 business day notice for all ACH revoke requests. If you do not wish for your required payment to process from the account on file, please call 866-572-0720 before your scheduled due date, to provide us with an alternative payment method.
Although less convenient, besides directly debiting funds from your checking account, we can accept payments by Credit Card, Debit Card, or Prepaid Card.
Please understand, if we do not receive alternative payment before your due date, a late fee may be assessed to your account.
Any advice would be helpful!!! The email has only worked so far with 1 lender.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.