Payday collector

Date: Fri, 08/31/2012 - 10:17

Submitted by robmeca22
on Fri, 08/31/2012 - 10:17

Posts: 40 Credits: [Donate]

Total Replies: 6

I live in Pa and I know curently payday loans are illegal in my state. I have two issues. 1st issue is a lady name mrs lawrence called from 585-286-3447 she stated i owed a paydayloan from 2008 stated i will go to jail for 90 days or a year they also called my mother inlaw had her so upset i received nothing in writing now she calling my job what can i do. she is so rude she is calling everyone i know my mother inlaw just got a a new number and they called her.

she will not give an address. second is nationa credit adjusters at 620-664-6192 craig davis keeps calling my job even after i told him not to stating i owe a bunch of loans and they are trying to collect 683 on a 300 loan that i paid over 420 for . what can i do i need help. they are both threatning me

Send the collection agency a cease and desist via certified mail

Send the collection agency a cease and desist via certified mail, return receipt requested if you have any address. This is definitely harrassment. Report them to the FTC.

lrhall41

Submitted by bingonut on Fri, 08/31/2012 - 10:41

( Posts: 1428 | Credits: )

Welcome! We are glad you are here. There are several things you

Welcome! We are glad you are here. There are several things you need to do here. The first is establish a paper trail. If you can't find a postal address, see if you poss can get an email. If you can, email them a Cease and Desist letter. This is simply you telling them not to contact you anymore and now it's in writing.
I would also file a police report in your town, stating you are the victim of harassment via telephone. You should also take your boss into your confidence if possible, explaining the situation. Hopefully they will be supportive.
Finally, file reports with the PA Attorney General and the FTC--and let us know what happens, OK? Good luck!

lrhall41

Submitted by kscornell on Fri, 08/31/2012 - 10:45

( Posts: 4407 | Credits: )

Just relax... the first number is a scam. Blow an airhorn into t

Just relax... the first number is a scam. Blow an airhorn into the phone each time they call you or play lady gaga music really loud into the phone. They aren't going to give you an address to mail a C and D to so don't even bother. You'll just have to wait.

As for national credit adjusters, they are a junk debt buyer. Send them a cease and desist letter, return receipt requested.