NotSureItsMyPaydayLoan
Date: Mon, 08/13/2012 - 10:20
I have a question. I received a call from a lawyers office claiming that they picked up a pay day loan that I defaulted on back in 1/19/12. They had the last four digits of my chking acct number. I have not defaulted on my pay day loans. They told me the name of their company (Simmons, Smith and Associates) and gave me the address of their headquarters office in Houston, TX because I wanted to verify them with the BBB. When I called and looked them up they are not listed. I'm worried because they want me to send them my statement from the period in question to determine if they can contact the original pay day company to have this case closed or not. I told them I am current on my loans and I did verify with the two (2) companies. They say that if I signed up online that maybe another company picked up my information, but they need to confirm that the $500 was never deposited into my account to close the case. What do you sugguest??? I am worried???
Tell them to send you a letter of collection. Period. Do NOT v
Tell them to send you a letter of collection. Period. Do NOT verify anything with them. It's likely this is a scam or a bottom feeder who bought a defaulted, illegal, payday loan.
Ok thanks I will do that. Do you think it is same to have them e
Ok thanks I will do that. Do you think it is same to have them email it to me or send it in the mail?
You can request a COPY sent through email, but if they do not ph
You can request a COPY sent through email, but if they do not physically mail you a dunning letter they are not following the law.
