Emerald marketing
Date: Wed, 08/31/2011 - 07:48
She stated they were going to call my employer, verify my wages and garnish my wages today. Can that be done?
How should I handle?
Did you revoke the wage assginment in your original letter to th
Did you revoke the wage assginment in your original letter to them? If you did make sure you give a copy of it to your HR department. If you did not just right up one and send it to emeral as well as your HR department. Make sure you file complaints against emerald with the FTC your state AG and depending on which state you are in file a complaint with the regulating agency that deals with payday lenders.
tousi76 is right
they can't garnish without a court order.they are reffering to that very wage assignment.emerald is an out of the country piece of pdl garbage.do a search in the bar top right.it will give you more insight on emerald.just know they can't do what they threaten.last thing i don't know of any employer that will verify anything over the phone so do as tousi76 advised.draft a revocation letter and give it to hr/payroll person before submitting to emerald.then they are powerless.
@ tousi76 - No I didn't send one out but typing one up now to gi
@ tousi76 - No I didn't send one out but typing one up now to give to HR and payroll. Also filing complaints.
@ Paul - I've dug around on here and read somethings about Emerald. Yes they are bottom bottom feeders.
Thank you for responding....let me get busy with this note.
Oh do I really want to put my address on the revoke letter?
Oh do I really want to put my address on the revoke letter?
Okay I just called my payroll department regarding possible wage
Okay I just called my payroll department regarding possible wage garnishment. He stated that of course they have to go to court but if the judge issues a garnishment, they have to honor it. I explained that they are an illegal loan company.
He told me that if something comes across his desk, he'd let me know. I am also going to give letter to HR and give them a heads up to cover all bases.
I fired off revoke and this is the email I received from them:
I fired off revoke and this is the email I received from them:
[FONT=Arial][SIZE=2]EMG - Emerald Marketing Group, LLC 11 RMD[/SIZE][/FONT]
[FONT=Arial][SIZE=2]Receivable Management Dept[/SIZE][/FONT]
[FONT=Arial][SIZE=2] August 31, 2011[/SIZE][/FONT]
[FONT=Arial][SIZE=2]Original Creditor/Lender: EMG - Emerald Marketing Group, LLC 11[/SIZE][/FONT]
[FONT=Arial][SIZE=2]Please contact me today to make an arrangement on your past due loan. We are trying to work with you and not against you, but time is limited.[/SIZE][/FONT]
[FONT=Arial][SIZE=2]This communication from the original lender is an attempt to collect a debt. Any information obtained will be used for that purpose.[/SIZE][/FONT]
[FONT=Arial][SIZE=2]Sincerely,[/SIZE][/FONT]
[FONT=Arial][SIZE=2]Receivable Management Dept[/SIZE][/FONT]
[FONT=Arial][SIZE=2]EMG - Emerald Marketing Group, LLC 11 RMD[/SIZE][/FONT]
[FONT=Arial][SIZE=2]Toll Free: 8003707805[/SIZE][/FONT]
[FONT=Arial][SIZE=2]
[/SIZE][/FONT]
Be sure to give a copy of your revocation to your employer. Als
Be sure to give a copy of your revocation to your employer. Also, let the gentlement in your HR department know that you had signed a "voluntary" wage assignment and that you are revoking it and providing him with a copy of that revocation.
If they send anything, he'll be prepared.
Also, let him know that there won't be anything coming from a judge because, as an illegal lender, they can't take you to court.