Can I really be prosecuted??
Date: Mon, 06/04/2012 - 04:44
Hello,
I defaulted on a PDL (I live in PA) awhile ago because I over paid them and I recently got an email from them saying that I was going to be prosecuted in the next few days. Here is the email I got:
CASE FILE#:V852369
LOAN INFORMATION
DUE AMOUNT-$998.21
LOAN COMPANY- ACS INC.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1-716.941.7540 begin_of_the_skype_highlighting +1-716.941.7540 end_of_the_skype_highlighting between 9.30 to 6.30 (EST).
My question is can I really be prosecuted for this????
I defaulted on a PDL (I live in PA) awhile ago because I over paid them and I recently got an email from them saying that I was going to be prosecuted in the next few days. Here is the email I got:
CASE FILE#:V852369
LOAN INFORMATION
DUE AMOUNT-$998.21
LOAN COMPANY- ACS INC.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1-716.941.7540 begin_of_the_skype_highlighting +1-716.941.7540 end_of_the_skype_highlighting between 9.30 to 6.30 (EST).
My question is can I really be prosecuted for this????
no way
first file an AG complaint against this lawbreaking botomfeeder.attach and forward,or print out and send that email(someAG'S only take complaints by mail check their website)then forward furture emails to your AG.bottomline they can't sue you much less arrest you,and this is a notorious lawbreaking bottomfeeding slime.report and ignore.last thing PA prohibits pdl's so just know that.
I also think they are scammer. Stay away from them. If required
I also think they are scammer. Stay away from them. If required file a complaint against them to the SAG or FTC.
You see. This is how they get people. They scare the $hit out of
You see. This is how they get people. They scare the $hit out of them by using legal jargon. If you actually take a breath and read what they're saying, it doesn't even make sense.
Quote:
CASE FILE#:V852369 LOAN INFORMATION DUE AMOUNT-$998.21 LOAN COMPANY- ACS INC. |
Sometimes, just the "case number" freaks people out. There's no "case." This is your account number.
Quote:
You are going to be legally prosecuted in the Court House within couple of days. |
I think they're trying to say you're going to be tried in a court of law. I mean...where else would you be legally prosecuted but in a court house? Oh, and this is going to happen in just a couple of days, even though, if you read below, they're giving you a "couple days" to respond and before they even move forward with consulting their legal representation. Yep, that makes perfect sense.
Quote:
Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. |
Tell me how exactly one can have one's social security number put "on hold." What does that even mean?
Quote:
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION (4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER |
1. Really? You're trying to say that I'm the one who violated banking regulations? And, if this were "real" they would tell you what those regulations are, not just give you this generic statement.
2. Was there a check involved in your transaction with this company? Nope. So, this is just bullpucky.
3. This one cracks me up. Theft by deception is exactly what they're trying to do to you with this letter.
4. This doesn't make sense. I think what they're trying to say is that you've somehow violated the Electronic Funds Transfer Act (EFTA). Electronic Funds Transfers in and of themselves are not an "allegation." Plus, do you really think that a legitimate attorney who's filing charges against you would use the phrase "and the biggest one..."?
Quote:
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. |
1. This is a scare tactic. They are trying to freak you out by making you think that your employer is going to be notified about "what you have done." You haven't done anything wrong.
2. I won't even go into the ridiculousness of "the case will be downloaded." :rolleyes:
Quote:
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. |
If they have a "case number," haven't they already sought legal representation? I mean, they're saying there's a case against you and listing out the charges they're filing, but now they're saying if you don't respond, they're going to contact an attorney and begin litigation.
And, now they've added the charge of wire fraud, which was never mentioned in the previous list. And, just in case you weren't clear, they're now saying the definition of wire fraud is "refusing to repay a debt commited to, by use of the internet." Um, what?
Quote:
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD. |
Oh. come on! This is just stupid. It's not even grammatically correct.
Quote:
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. |
This also makes no sense. And I won't even go into how painful the grammar/sentence structure is.
So, you have to bear the entire cost for the law suit, which, apparently is $4271.15. This is the "entire" cost, mind you. Oh wait, but it doesn't include the loan amount, attorney fees or interest charges. Um, so...like...what the hell is the $4271.15 for then?
Quote:
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at ... |
I'm not sure if you know this but, proving "intent" is one of the hardest things to do in a court of law. And, it's kinda what you have to prove in a fraud case.
So, they've just admitted here that they do not believe this was your intent.
Kinda stupid, eh?
I feel so sorry for people when they fall for this stuff and just hand over their money because they're afraid.
Do NOT be one of those people!
I got the same threat
I hope this is just a threat, the same thing happened to me. I live in PA and someone claiming to be a lawyer called threatening me to be charge with theft by deception and fraud.
