Can car registration loans be included in bankruptcy? In Az
Date: Mon, 10/29/2012 - 21:06
Who are your loans with? I am also in Arizona - might have some
Who are your loans with? I am also in Arizona - might have some suggestions..
Loans are with CASH1, ACE, 1STOP and CASHTIME. All registration
Loans are with CASH1, ACE, 1STOP and CASHTIME. All registration loans.
They are all legal lenders in AZ -- have you tried calling them
They are all legal lenders in AZ -- have you tried calling them and talking to them, tell them you are in the process of filing BK, when are you actually filing and when did you take out the loans, your attorney should be able to tell you if they can be included. All I believe will offer EPP's, if you talk to them.
What is EPP's? Loans have been extended over and over for more t
What is EPP's? Loans have been extended over and over for more then a year. Once paid off I had to take out again and again. Endless cycle!!! Had all intention to pay off, but then my income was cut in half. And it got to the point that I had to borrow from one to pay another!
Already had Consultation and down pymt to start. Hoping to file for BK BEFORE the end of the year. Lawyer asked for info on all loans, anything in collections etc. And agreed to start contacting all loans and other creditors to stop harrasment if any and to notify them Im in the process of BK. Lawyer said to not communicate with them unless they call ME and then have them call my (Attorney) the law office.
I was current with all the loans, until today with CASH1(bal. $530) min pymt $44 and 1STOP ($780) min pymt. $80. I was advised also to close my bank account, which I did.
Even though Lawyers say those type of loans can be included Im NERVOUS! He says as long as Im Current with the actually Lender of the car note, They cannot REPO, since they DO NOT hold the TITLE. Im sending ACH Revoke letters and also notifing them in Writing that Im filing BK. Just wanted to know if anyone else is dealing with REGISTRATION LOANS and BK :confused:
Registration Loans
Yeah, man. I am in the same boat. I have 2 registration loans and and recently lost my job. I cant pay them anymore and I have paid over 2 times the original loan to both places in the past. You are right. It is an endless cycle, nearly impossible to get out of. My payment for both of the loans were due 2 days ago and I am scared shitless that they are going to come repo my car. I should be starting another job shortly, but they are unwilling to work with me cause I told them I was jobless. Its good to know your lawyer said they cant take the car, but I dont know cause they always threaten that they will. It makes no sense cause Wells Fargo owns the car until I have it paid off. I really dont think they can take it. They would be stealing from another lender then.
Andrew
Both please register with the forums in will be easier to indivi
Both please register with the forums in will be easier to individually help you,
for the new one Andrew who are your loans with - may be able to offer who to call information.
for the other - have you heard from them to let them know that you are filing BK, when are you actually filing?
same boat as well
Hi, I am also in the sane boat and need information about this as well but I won't be filing BK.
loans with
ace cash
1 stop
buckeye title loan
tio Rico
allied cash advance
checkmate
I am behind on with all of them and I am waiting for my settlement check so I can pay them back. I am 2-3 months behind
loans with
Ace cash
Tio Rico
1 stop
buckeye title loan
Checkmate
Allied cash advance
I am 2-3 months behind I fell behind due to death in a family and Im waiting on a settlement check to get settle. don't know if they can repo or not