Need Help About Pay Day Loan

Others will be along that can help you better than I; but do you have the name of the people at your bank that you talked to over the phone and at the branch? You need to speak to the manager, if there was a COMPLETE block on your account so that NOTHING could come out, the PDL shouldn't have been able to take the money. Now, if you just put a block on a specific PDL name, that could complicate things because those companies operate under several names and could've used another one to drain your account. But if you had a block on all withdrawals from the account, I'd go into the bank and speak with a manager, if you had withdrawn authorization for any debits from your account, you might be able to get your money refunded.

i sign off on everything parachutec said as i couldn't have said it better.

If it was done on Wednesday, this means that it would have taken affect on Thursday due to the bank holiday. Don't you have to block transactions atleast 3 days in advance to stop pending EFT/ACH's?

PDLOwner, I would think it would depend on the individual bank, I don't know if there's uniform regs. regrading that?

PaulMergel, whatever I know about PDLs I learned on this site from you and others and every day I thank God I found this site! :)

(just thought of something, wouldn't it be GREAT if, everytime someone logged onto an internet PDL site that a "popup" for debtconsolidation care would show up?)

When i went into the bank yesterday they me that i freeze was on the account meaning nothing can come and nothing could come out but come to find out thats not true.. The manger at the bank was the 1 that put the block r should i sat freeze on the account. I went to another Chase bank to make sure the manager did it right and the other manager at the Chase bank said it was a freeze on the account. Now the account balance on the account is at 300 and still going to be going up more because the bank is not trying to help me. When i asked them about the return fee the fraud department told me they r not going to give me a refund on that because i gave the pay day loans my checking account number. Went and got a new account with another bank and took my money from the new account that i had just started on Saturday be4 they take it..

Pachacutec, you r so right about that. That's what got my account in the negative is the pop site and now its my fault let Chase tell it.

To PDLOwner, the whole account was out on hold not just 1 r 2 items. I didn't no what was going to be hitting the account that why they put it on hold for me. Those 2 checks that had cleared my account was from some Pop Up from a pay day loan site.

that happened to me, my account was deposit only and they still let them take the money.. this was to a company i overpaid and was never even legal.
i would complain to your bank manager, corporate anyone that will listen