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Account Closed/Write Off

Date: Mon, 11/10/2008 - 09:11

Submitted by pottercl1111
on Mon, 11/10/2008 - 09:11

Posts: 6 Credits: [Donate]

Total Replies: 7


I contacted Cash Advance Network and OneClick Cash about being illegal in the State of Michigan. I said that I did not feel that I owed anymore on either one of those accounts. This is what Cash Advance said:

It is not worth our time to dispute what you read. Perhaps you should have researched this product before accepting the terms of the agreement. Regardless, we will write off the balance owed and close out this account. Good day[/color][/color]


One Click Cash said this.

Your account is now closed. We will not respond to any further emails, and you will be ineligible to do business again with us or any of our affiliates

I just want to make sure that I am completely done with them. Neither email says that I paid in full, so do you think that I am good or should I being doing something else to get a email that says paid in full?


I just got paid in full from One Click Cash today ask for paid in full letter you can get one.


lrhall41

Submitted by on Mon, 11/10/2008 - 13:34

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A Write Off does not mean that the debt does not exist...it means that the orginal creditor has removed it from their books, and usually won't try to collect on it...HOWEVER, it doesn't prevent the OC from selling it to a JDB...those bottom feeder may resurface to try to collect...

IMO...I would send them a letter CMRRR - stating that you interpret their e-mail (since they stated that they won't respond to future contact) that this matter is PIF and no further collection activity will be done and the balance won't be sold to JDB.

Also, find out if they are licensed in your state. If they are not, they are illegal and therefore the loan is considered uncollectable...then file a complaint with your AG office. Keep these letters in case any JDB comes knocking...then you can provide them with proof that this debt is void.


lrhall41

Submitted by desperatelyseekingsanity on Wed, 11/12/2008 - 08:23

( Posts: 1129 | Credits: )


Well One Cllick Cash did not respond to my email but when I went to the website and logged in it said that the account was paid in full. So I just printed that.

Cash Advance has not responded to my emails and I just got a phone call at work saying that I still owed the balance. So I am going to file complaint with AG with them. They are both unlicensed in Michigan.


lrhall41

Submitted by on Wed, 11/12/2008 - 08:41

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