How did you get out of cashcall.com debt??

I missed a couple of payments and they finally offered me a settlement of 6 more payments, 1 a month for the next 6 months then they would write off the remaining balance. The monthly amount was only about $20 more than my regular payment.

Hope that helps!

Wow. How did you avoid them just taking the payments out of your account? I think your settlement is rare, you got lucky!

I didn't have to close my account. I just put a stop pay on it and they didn't try to draft from my account any more. I had to send my payments via Money Gram. I think the bank will keep a stop pay on an account for 6 to 12 months.

They are not nice people to work with. The first time I got behind before the settlement offer they called all the time and left extremely rude messages and were very rude to me.

That's what I heard. I have been very current with them. I am just saving everypenny so I can pay them off. It's my goal. I was just curious as to how other people did it. Im glad it worked out for you, I just dont want the calls.

I know what you mean. Well, I hope everything works out for you.

Have made the decision to borrow against my 401k to pay them off. I will only need about 700.00 more to pay in full. Will just not pay rent to achieve this goal. (my husband will pay my half). Thought about it long and hard...only way out.

I have to intervene for a moment and say; paying rent is far more important AND imperitive than paying off a loan! :shock:

The OP has posted the same exact thread about a week ago. We offered you advice in that thread.

HERE is the OP similar post.

why is this in the pdl forum when cash call is not a pdl?they can and will sue,so i would try to work something out with them.they are a joke,but they are not a pdl.which means you must keep in touch with them and work something out.

We're truly in a sad state of affairs when a person has to consider taking money out of their retirement fund to pay off what equates to a LEGAL, glorified payday loan - although with much higher stakes.

Paul is right - CashCall is NOT a PDL, and cannot be treated as such, but in my mind, they're just a glorified PDL, considering the outrageous interest rates they charge and the tactics they use to collect.

Please reconsider taking money out of your 401(k) to pay this off - your 401(k) is all that stands between you and being very poor during retirement. It will take a long time for your 401(k) to recover from the hit.

Quote:

I will not be out on the street. My husband and I pay half of everything. (too many people in our lives fight about money and we refuse to. 50/50) He will pay the full rent in May and I'll pay it back by paying the full rent in June. My well-being will be taken care of when I am 'dead' to cashcall. I have to rid them.
I realize the 401k loan is extreme. My employment is more than secure and I am young and will have it paid off in 7 months. In my heart, this feels like the right thing to do.

Again you have posted the same expressions in your other post. Members here give opinions on what you post on the boards.

Is there anything futher we can we help you with?

Nope-didn't help me in the first place. I was just explaining that I wouldn't be out on the streets. Good day!

My point exactly :wink:

alllllrighty then. :shock: