cash call

Quote:

Originally Posted by SC I think you would find the following thread useful. http://www.debtconsolidationcare.com/paydayloan/cashcall-info.html BTW, do you have records to show that you have paid the debt to CashCall?

I had to stop paying them through the automated debit they had set up because I found they were putting through these $45.00 charges 2x a month plus pulling my 200.00 payment once a month. Everything was automated. About a year into it I found that they had taken an extra 1000.00 from me (my ignorance for not being more on top of my bank account in full detail) So I told them I would money gram them every month. While the first month of that they pulled the payment out of my account plus a late fee 10 days after I made the payment. After I disputed with the BBB they sent me a thing that I had 6 more payments at 125.00 so I paid them all money gram. They actually charged off my account while I was paying this? So I do have records of payments. I haven't heard anything from them in over a year since I made what I thought was my last payment. A few days ago I got a letter from a company saying they were a collection agency for them adn I owed them $3896.00? I really don't know what to due in the letter it says they are going to file a judgement against me? This entire loan was internet based with absolutely not one signature the contract I got was garbage you couldn't read it. Again my young stupid fault silly me I thought I was consolidating debt and fixing my mistakes. It looks like this was the biggest mistake of all. Do I file a compaint the the FTC at this point? When I got this they gave me three options for payment days the first, the 7th or the 15th. I opted for the 15th I later found out that even though it was on automatic debit that they considered it late thus the late fees and interest hike that was nowhere in the contract. They actually would call me everyday for 14 days for a year until I finally got someone to tell me why they did this. "their answer the computer tells them to call, if the money isn't there on teh first, the computer isnt' aware of automatic payment so they call. I had to disconnect my home phone it was so bad the whole time I thought I was paying on time?
WHAT AM I SUPPOSED TO DO? I now own a house a car a business but I don't want to give them another dime they already took enough of my money and I paid them back.
Thanks for all the help everyone.