Cash Call seems impossible!!!

This WS/CC scam is really taking the cake when it comes to annoying people. You need to dispute the tradeline on your credit report in writing with the CRAs and clearly state that the original loan is illegal and therefore not even valid.

Here is the plain and simple truth to dealing with Cashcall/WS. Stop paying them and wait for the debt to get transferred to Delbert which is their collection company. Delbert will eventually send you a settlement for less than what you owe. For example, if they "say you owe" $5000... usually will get a letter to settle for around $2000. I owed over $5000 supposedly, and settled for about $1900. The thing is, Cash Call IS legal despite what people on this site will try to tell you. They WILL sue you eventually if you do not pay and ignore all attempts. They may not win more than the principle amount borrowed to you, however, usually you can settle with the collection agency for even less than what you would have to pay in court.

any loan cashcall services from western sky is illegal no matter id cashcall is licensed.also that being said i want to know when has cashcall sued on a western sky loan.they haven't.another thing since any western sky loan is illegal no matter who services it only the principle is owed and the contract is non-enforceable,and the FTC is investigating both parties as we speak so their is nothing legit about this dodge and anybody collecting should be DV'D immediately.last thing alot of people have overpaid these illegal loans,and both ws.cc can go to hell.

Believe me, I will not pay them another cent. They owe me over 2500 back. I am fighting the credit reporting agencies now since they reported me as 30 days late.

You may also want to file a complaint to the FTC.

I had some nightmares dealing with Cashcall (before they changed their name to Western Sky). They are not a PDL company, however, they DO have an illegal % rate. How I got out of their loan is because I didn't know it was illegal for them to loan money to Military personell (I serve in the Military). I let the loan go to a CA (which, of course, it's illegal for a CA to try and collect on a non-legit loan company). I did alot of research on Western Sky/Cashcall. They threaten alot and claim they will go to your homes, etc. They won't. You will never get refunded from them. Actually,..I DID found out that when Western Sky advertises, they don't mention Cash Call in their ads (tv ads, etc) and that, in itself, is illegal. Don't pay them!! If they call, don't answer the phone. There are several lawsuits concerning Western Sky/Cash Call. They actually told me, at one time, they would come and get my car for collateral for the loan. I say "come and get it." That was 6 years ago. Don't play their game. Hope this advice helps someone!!

I got a response from cash call today, in regards to my complaint with the California attorney general. Basically it states the loan was funded through western sky etc. I'm waiting for the attorney general response. I have paiud beyond the principal, and would like to know how to respond to the AG. Although I 'm at the point where I think I am spinning my wheels with no resolve. I don't want to pay them any money... although they did offer me a $700 settlement...

I wouldn't say they were impossible. I got a loan from western sky, then it was with cash call. I sent the ach revocation letter and offered to pay what i owed. I got the typical bs email back. Blah blah. I closed my bank account and never heard from them again. I never got one call or an email even after the date they were supposed to take the $ out of my account.
Kinda seems too good to be true... Right??
Maybe that'll happen for you....

I received another letter today from Cash Call offering me another deferment. I am almost three months behind. I refuse to pay another cent. They owe me money. The only good thing is that I have not received one single phone call from them.

Wow, that does seem to good to be true. Even though they never called you did they send the letters to you?

I have gotten one letter for deferment or modification as they call it and 3 phone calls, I have the calls blocked, but can see when they call - 11/12, 11/14, and 11/20 - since I started the process on the 2nd of Oct. Nothing else.. Keep us posted and I will do the same.

I only have recieved the first couple letters stating "we understand you might have not understood the terms", but that's it. Today we did get a call from "John smith" who sounds like he is from India, saying I need to call him back or the comsequences are my fault. But I just delete the messages when I hear the guys' voice, cause its the same voice, but he uses different names. Maybe he has multiple personalities! John Smith, BoB Jones, Bill Brown...