Cash Call is not backing down.

Date: Wed, 10/03/2012 - 19:33

Submitted by jobbl
on Wed, 10/03/2012 - 19:33

Posts: 13 Credits: [Donate]

Total Replies: 6

Today I received the following:
[INDENT]From:
[/INDENT][INDENT]Elissa Chavez (Elissa.Chavez@cashcall.com)
[/INDENT][INDENT]Sent:
[/INDENT][INDENT]Wed 10/03/12 6:47 PM
[/INDENT][INDENT]To:
[/INDENT][INDENT]Me
[/INDENT]
[INDENT][COLOR=#1F497D]Ms. xxxxx[/COLOR]
[/INDENT]
[INDENT][COLOR=#1F497D][FONT=Calibri][/FONT][/COLOR]
[COLOR=#1F497D]Your loan has not been paid in full. You have made only 18 out of 37 payments to this account. We have received the complaints and will respond accordingly. Nonetheless, if you are experiencing financial hardship and are having difficulty making your payments, please call me at (714) 221-3300 so that we may assist you in finding options available for your situation.[/COLOR]
[COLOR=#1F497D][FONT=Calibri][/FONT][/COLOR]
[COLOR=#1F497D]Sincerely,[/COLOR]
[COLOR=#1F497D][FONT=Calibri][/FONT][/COLOR]
[COLOR=#1F497D]Elissa Chavez[/COLOR]
[COLOR=#1F497D]Director of Fraud Prevention/Dispute Resolution[/COLOR]
[COLOR=#1F497D](714) 221-3300- Dispute Resolution[/COLOR]
[COLOR=#1F497D](866) 590-2274, ext. 3300- Toll-Free[/COLOR]
[COLOR=#1F497D][FONT=Calibri][/FONT][/COLOR]

[/INDENT][COLOR=#1F497D]Any ideas on what my reply should be? [/COLOR]

Cash call is illegal in most of the states. What is your total l

Cash call is illegal in most of the states. What is your total loan amount? How much have you paid in total?

lrhall41

Submitted by on Wed, 10/03/2012 - 22:32

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What state do you live in? Do you really owe this debt? If yes,

What state do you live in? Do you really owe this debt? If yes, then how much did you borrow from them? Is your lender licensed in your state? Please give us some more details.

lrhall41

Submitted by on Wed, 10/03/2012 - 22:43

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Answers

The loan was for 2600 - I've paid back approx 5100 and some change. I've more then satisfied this debt and morally do not feel I have to pay another dime.

lrhall41

Submitted by jobbl on Thu, 10/04/2012 - 05:59

( Posts: 13 | Credits: )

This was originated through western sky right?

lrhall41

Submitted by waffles on Thu, 10/04/2012 - 20:28

( Posts: 1697 | Credits: )

Yes, this was originally from Western Sky

lrhall41

Submitted by jobbl on Fri, 10/05/2012 - 18:29

( Posts: 13 | Credits: )

Here is what you say Dear Ms. Chavez, I have paid you over 5 g

Here is what you say

Dear Ms. Chavez,

I have paid you over 5 grand on a 2500 dollar loan. The contract is illegal and unenforceable per the Fort Laramie Treaty. I will not bother quoting it as an educated woman such as yourself already knows this, you just think I am stupid. Regardless, we are done here. I am not paying you another cent. Do yourself a favor and mark my account paid in full. I will be disputing you off my credit reports.

Thank you.

Newly educated consumer

lrhall41

Submitted by waffles on Fri, 10/05/2012 - 20:18

( Posts: 1697 | Credits: )