Need Advice!!

Tell them that you will see them on Monday!! They will not sue you or be at your door. It would be a loooonng drive from another continent to your door.

Don't tell them anything. Don't call them. Don't answer the phone. It isn't even a collection agency. It's a scam. They buy old payday loan files from a company in Kansas City (shall I tell them which one, Joel and Lindsay?) and use details from the files to scare you into thinking they are real and get you to pay (to a Western Union account in Florida maintained by our good friends at United Pay Services.)

If you pay them, you're marked as a sucker and in a few weeks they start calling you again about another loan. If you talk to them, their predictive dialer program keeps your number in the call queue. (It doesn't know if you begged them, negotiated with them or called them Gandhi's illegitimate untouchable sons . . . it just knows the call was successfully connected.) If you call the police or the AG there isn't much they can do since the caller is sitting in Ahderabad, India.

So the best bet . . . avoid the calls. Don't answer. Don't call them back. After a few days your number will drop out of the queue and they'll move on to the next victim.

this has happened to me as well. They called my job, and my two frineds i had as references. They even threatened my one friend and said that she could go to jail as well for knowing me. I almost paid too unitl i looked the number up. I questioned why i didnt get any notification in the mail and they told me that they didnt have to repsond my mail. Please be weary of who they are.

You have NOTHING to worry about. These people are scamming you - big time.

Ignore their calls, and inform your family to ignore them as well. Eventually they will give up and go away. Trust me, they won't waste too much time trying to get money out of someone who won't respond. Rt. 66 Funding is another company that employs this tactic.

This isn't Route 66. It's Innovations Infocom, a call center/collection agency in Ahderabad, India.

Shall I tell the folks on DCC who re-sells the CL Verify and Data-X reports to the Indians in violation of the Graham-Leach-Bliley Act, Joel and Lindsay? Or should we just wait for the indictment?