logo

Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

Ohio PDL HELP

Date: Thu, 09/09/2010 - 12:23

Submitted by anonymous
on Thu, 09/09/2010 - 12:23

Posts: 202330 Credits: [Donate]

Total Replies: 2


I defaulted on several internet payday loans. I live in Ohio. I first "froze" my account and then closed the account. I cannot locate my payment history now since the account is closed, but have paid multiple payments. I owe the following companies:
PayDayOne
Check 'N Go
800899Cash
Cashinawink
Integrity Advance
Eastside Lenders
Cash Direct Express

I am really only hearing from 800899cash who wants me to send a "proposal for payment" today by fax. Should I ignore them and just file complaints with the Ohio BBB and Attorney General?

Thanks


PayDayOne and Check n' Go are legal lenders and are not PDLs, they are CSOs. You will need to contact their corporate offices and make payment arrangments with them. They will generally allow you pay off your loan in 4 payments, even after default.

The others are illegal lenders in the state of Ohio. You need to send each of them the illegal lender letter (by email is fine) and file complaints with the BBB, Ohio AG and the FTC.

You're going to need to figure out how much you borrowed and how much you were debited. Do you have your bank statements? Could you go into the bank and get a history of your account? You only need to pay the principal to the illegal lenders but you have to first figure out how much you borrowed and how much you paid back.


lrhall41

Submitted by OhioGal1 on Thu, 09/09/2010 - 12:29

( Posts: 5253 | Credits: )