Cash Jar reply
Date: Thu, 06/13/2013 - 15:33
Again, in MT.
Online loan from Cash Jar. Original amt 400, paid 360. Sent a letter as specified from this site, and I said I'd pay the 40 remaining. This is the response I get. Next step?
June 13, 2013
Cash Jar
P.O. Box 1639
Belize City, Belize C.A.
Re: Your Cash Jar Loan
Dear Helen:
I am writing on behalf of Cash Jar in response to your recent email. Cash Jar strives to assist consumers with their short term cash needs and is concerned that you were disappointed with your most recent experience. We have noted your request for no further communication by telephone.
Please be advised, however, that your loan was made pursuant to Cash Jars license in its home country of Belize under the International Financial Services Commission Act of Belize, Chapter 272. Cash Jars contracts, including the loan agreement you signed, clearly designate Belize law as governing its transactions and provide all disclosures required by Belize and U.S. federal law. Cash Jar has no physical presence in the state of Montana, and does not solicit Montana consumers via mail, telephone, or email; therefore, we are not subject to its regulatory jurisdiction. In order to obtain a loan from Cash Jar, a Montana consumer must log on to the internet and access Cash Jars website, just as you did. You received documents in conjunction with your loan fully describing how the finance fees are applied and your repayment options, and you agreed to these terms, including the applicability of Belize (not Montana) law to the transaction, with electronic signatures in multiple places. Should you require another copy of your documents, or if you need clarification on points referenced in the documents, please contact us. A careful review of those documents should resolve your concerns regarding the terms applicable to your loan.
We intend to continue our efforts to collect the loan balance from you. However, we do understand that the current economic situation has adversely affected many people. We are currently willing to offer you a settlement in full if you will make a payment of $70.00. Mail in payments to Cash Jar P.O. Box 025250 #15050, Miami, FL 33102-5250 or you can make payments online at Cash Jar.com. If this settlement offer is acceptable to you, or if youd like to discuss other arrangements or make a credit card payment, please contact us at 1-866-568-2213 at your earliest convenience. It is in your best interest to make arrangements with us directly, as your loan may be sold in the future to a third party collection agency. Those agencies are empowered to take legal action to collect the debt, and once they purchase your account from us, the nature of their actions is not within our control.
Thank you for the opportunity to clarify this matter and address your concerns.
Sincerely,
Cash Jar
Online loan from Cash Jar. Original amt 400, paid 360. Sent a letter as specified from this site, and I said I'd pay the 40 remaining. This is the response I get. Next step?
June 13, 2013
Cash Jar
P.O. Box 1639
Belize City, Belize C.A.
Re: Your Cash Jar Loan
Dear Helen:
I am writing on behalf of Cash Jar in response to your recent email. Cash Jar strives to assist consumers with their short term cash needs and is concerned that you were disappointed with your most recent experience. We have noted your request for no further communication by telephone.
Please be advised, however, that your loan was made pursuant to Cash Jars license in its home country of Belize under the International Financial Services Commission Act of Belize, Chapter 272. Cash Jars contracts, including the loan agreement you signed, clearly designate Belize law as governing its transactions and provide all disclosures required by Belize and U.S. federal law. Cash Jar has no physical presence in the state of Montana, and does not solicit Montana consumers via mail, telephone, or email; therefore, we are not subject to its regulatory jurisdiction. In order to obtain a loan from Cash Jar, a Montana consumer must log on to the internet and access Cash Jars website, just as you did. You received documents in conjunction with your loan fully describing how the finance fees are applied and your repayment options, and you agreed to these terms, including the applicability of Belize (not Montana) law to the transaction, with electronic signatures in multiple places. Should you require another copy of your documents, or if you need clarification on points referenced in the documents, please contact us. A careful review of those documents should resolve your concerns regarding the terms applicable to your loan.
We intend to continue our efforts to collect the loan balance from you. However, we do understand that the current economic situation has adversely affected many people. We are currently willing to offer you a settlement in full if you will make a payment of $70.00. Mail in payments to Cash Jar P.O. Box 025250 #15050, Miami, FL 33102-5250 or you can make payments online at Cash Jar.com. If this settlement offer is acceptable to you, or if youd like to discuss other arrangements or make a credit card payment, please contact us at 1-866-568-2213 at your earliest convenience. It is in your best interest to make arrangements with us directly, as your loan may be sold in the future to a third party collection agency. Those agencies are empowered to take legal action to collect the debt, and once they purchase your account from us, the nature of their actions is not within our control.
Thank you for the opportunity to clarify this matter and address your concerns.
Sincerely,
Cash Jar
Dear Cashjar
Dear Cashjar
I am not a resident of Belize and thus I am not subject to your laws. The only laws that apply to me are the laws of Montana....you know that as well as I do. Legally I owe you NOTHING. Morally I will repay the $40 I owe...and there is nothing you can do about it.
Govern yourself accordingly
Works for me
LOL that works for me. Just wanted to make sure I didn't seem like an idiot for wanting to tell them to take a flying leap.
