well I am like everyone else here, and have gotten myself in trouble with payday loans, I have 5 including 1 storefront. I have payment arrangements on everyone becouse My bank account that they were debiting money from was closed by the bank. I did the right thing and called the creditors to make arrangements to pay the debt. Yesterday I recieved a call from someone with a very strong indian accent stating that there was a lawsuit against me for charges by their client for 3 criminal charges that sounded very serious, that I had a right to an attorney and that if I didnt settle this now he was going to download it to the court system and both me and my mother would be arrested for the charges. he was not being clear as to who he was calling for at first, I asked him several times if I could speak to someone else becouse his accent was very thick and I was having trouble understanding him. He never gave me to anyone else saying he was in charge of this account and if I didnt want to settle this than he would go ahead with the lawsuit. he wanted me to pay 560.00. I told him there was no way I could pay this amount. He finaly gave me the number of cash net whom he said he was calling for and for me to cal them. I called them and a different (I think) man answered who also had a very strong Indian accent, and without asking me for my name went on to tell me that they had sent me to a collection company to pay for an outstanding payday loan from them and that I had not contacted anyone to make arrangements to pay the debt. (which was a lie) He stated that he knew who I was becouse of caller ID on his phone.I told the man that I never took a loan from cash net and everyon that I did, had a payment arrangement with me and was in contact with me on a weekly basis. he didnt give a clear date just said 08, he had my e-mail address, social security number, and old bank information. I told him I didnt have the money that I didnt get paid till the next day, he said I could pay 250 tomorrow but he needed a credit or debit card info, well I told him I dont have a credit card to give him and that I would have to give him a prepaid credit card number tommorrow, ( there is no way Im giving these people my checking info) he kept insisting so I gave him a number from a prepaid card that is actually a non reloadable rebate visa card from At&t! I asked him for proof of the loan and he said I would get that after the balance was paid. he gave me a very american name and said I was to call him back with the info. Of course red flags are going off every where, so I called the number again from a different phone, this time when the guy answered he did not say the name of the company, and answered it as if he was answering it from a personal phone, when I asked who he was he then gave me an Indian name, I asked is this cashnet? he said yes yes this is cashnet! I hung up and began researching, I found several complaints for this company all along the same as mine and this website. I have printed up the state laws for payday loans for where I live, and already feel a little better. please let me know what i should do about these people.
I live in southern california, and I owe about 1000.00 in payday loans :(
thanks for any input, and sorry about the super long post!
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