PDL with Cash Net USA turned over to Capital Corp. Miami FL

Do you know if the collection agency is legal?
Have they provided you with contact info? Legal collections must comply with Fair Debt practices and valid the debt that is owed.. Furthermore this could be the guy in the cubicle next to the guy that gave you the loan..Maybe someone with more knowlege will apply

how do i find out if they are legal I cant even locate them on the BBB website. When I called them to get an address they asked me which one I wanted? UMMMM a legit mailing address please....I have a telephone number and a wierd mailing address to contact them at. Currently I cant get the BBB website for Miami Fl to work to see if they are ok on there or not. THey are quite rude on the phone asking me if I am going to pay or not?

It's actually not illegal. Cash Net USA is legally operating in both states. In Florida they are a CSO, which means that rollovers are legal. MN allows internet based companies to use the laws of the state they are located in, so MN law wouldn't apply to your transaction.

You couldn't have overpaid them. They are a legally operating company, and CSO fees are not regulated. There is no possibility of legal overpayment, since they can charge what they want legally.

Cash Net USA can take steps to collect on this debt. I would try to contact them and set up a payment plan with them for your remaining balance.

FYI - The BBB is not the place to look for licenses. The BBB is a place where businesses can pay for membership. It doesn't mean that the business is legit or not, or legal or not.

I didn't look to the BBB for legal licensing I looked to them for assistance in getting a debt validation from the company they refuse to talk to me since they turned it over to collections. In fact they ignored the BBB completely

what is a CSO?

I was trying to get their reputation from the BBB which is why I attempted to look them up on the BBB site

My bad it was Cash Advace USA sorry I also have a pdl with Cash Advance but have that resolved

Ok. I was about to comment how surprised I was at cashnet usa. I just paid off a loan with them. I borrowed $200 and paid back $230.

new state law in minnesota requires them to be lic. in mn now as of 2008

So if there is a new state law in MN as of 2008 how does it work for transactions done in 2007?

i'm afraid anything done before the act passed goes by the old rules.