Update on my PDL free journey
Date: Wed, 03/23/2011 - 10:18
Not really much of an update though. My phones are pretty quiet except for the daily phone call from CashNetUSA (still have not paid anything...hoping to give something next paycheck). I have not heard from LoanPointUSA or CashDirectExpress. Got threats from MyNextPaycheck which I ignored...they have been served the Cease/Desist letter by email and fax so that's that. I am expecting a call from a third party collection company soon...ugh.
I am paying off Ace Cash Express and Think Cash. They are both very understanding and working things out...with the exception of a bad call with a rep from Think Cash. The lady informed me that I underpaid by $25 and was quite rude about it. I told her I would mail in payment like I did last time, and she said "I would use a prepaid debit card". I said they cost too much and have too many fees. She said but we charge $2 a day for each day your payment is late. I was like WTF? No one told me anything about that, and the last lady I spoke to said she would give a week after due date. Well, they received payment within one day of my mailing it. The lady got ruder and was like "One day? No way...you're making that up." Finally, I calmly told her what I was doing, and she verified all the information, and we hung up. UGH.
I am paying off Ace Cash Express and Think Cash. They are both very understanding and working things out...with the exception of a bad call with a rep from Think Cash. The lady informed me that I underpaid by $25 and was quite rude about it. I told her I would mail in payment like I did last time, and she said "I would use a prepaid debit card". I said they cost too much and have too many fees. She said but we charge $2 a day for each day your payment is late. I was like WTF? No one told me anything about that, and the last lady I spoke to said she would give a week after due date. Well, they received payment within one day of my mailing it. The lady got ruder and was like "One day? No way...you're making that up." Finally, I calmly told her what I was doing, and she verified all the information, and we hung up. UGH.
Thanks for the update. We are all rooting for you here. Once y
Thanks for the update. We are all rooting for you here. Once you have this behind you, you'll feel so relieved.
