multiple hits on bank account

i am not sure if it is legal, but i know pdls often do illegeal things. what company is it from? how much was borrowed and paid back? how about the others? what state are you? answering these questions will help us help you.
also check out your state laws regarding bank accounts, i would suggest putting a hard block (deposit only) on it.

If you can find your contract, it will state that they may debit several times. Please understand I am not on their side but they can do it. I know how frustrated you must be but you must immediately revoke ach authorization and give a copy to your bank or they will keep debiting.

kfstaff24, it will depend on the state. Ours has a only a "two" debit limit once they know the account is NSF. REGARDLESS if you signed a contract. I asked our Compliance officer that exact question, because one of my pdl is saying the exact same thing, that I signed a contract, then I went back to the compliance officer asking that if I signed a contract does that trump the law. They said no, it doesn't trump the law. If you have a National bank I'd suggest filing with the OCC.

And if it's an illegal payday company, it's a mute point.

I am not disagreeing with you beli2005 but these illegal companies do not follow the law and debit under different names. They are ruthless and will keep doing what they are doing unless the bank account is secured.

Kfstaff, I was saying it was a mute point that you signed a contract with an illegal payday company.They won't honnor ach authorization, specially the illegal ones, and some banks won't accept the ach revocations (ask how I know.)

She'll need to close her account immediatly.

if she closes her account...can they find her new account?

sometimes they can but not always. i was fine.. a debit only block also protects the money as sometimes simply closing it doesnt work because it will reopen with an ach hits. the best bet is to talk to the manager.. knowing what state and what companies can help us help her better.

Hello!! this is Molly again.. I'm sorry.. I posted another one with all the companies and the amounts and I thought that the posts would be linked. I have put a freeze on my account but the manager said it's only temporary. I live in Florida and the companies I have payday loans with are (eeek too many) CashStar group (which I can't find any info on to contact them or anything), United Cash, Nationwide, OneClick Cash,Paycheck today, Int'l Equity Group (also known as paradisecash advance), and thinkcash which is now the 1st bank of Delaware... I am sorry for the mixup...thank you for all your advice though...